Search: charge card
RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Credit and Charge Cards
20 Sep 2005
PSB Annual Report
– 2005
cards. Imposing a charge allows them to accept credit cards, with the customer then free to choose whether the value they receive from using the card exceeds the cost of doing ... In part, this reflects the long history during which they were prevented
https://www.rba.gov.au/publications/annual-reports/psb/2005/credit.html
Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions
8 May 2024
Submissions
According to data published by APCA, total losses from fraudulent debit, credit and charge card transactions on cards issued and/or acquired in Australia amounted to $465 million in 2014/15, ... Graph 1. In contrast to CNP fraud, according to APCA data,
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html
Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions
8 May 2024
Submissions
Fraud on ‘scheme’ debit, credit and charge card transactions accounted for 95 per cent of total card fraud losses, having roughly doubled since 2006. ... Fraud statistics for ‘scheme’ debit, credit and charge cards include transactions through
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html
Card Payment Systems
13 Sep 2007
PSB Annual Report
– 2007
Most merchants that surcharge apply the same percentage rate for all credit and charge cards. ... Merchant service fees in the credit and charge card schemes have continued to fall over the past year.
https://www.rba.gov.au/publications/annual-reports/psb/2007/card-payments.html
Reform of Card Payment Systems
26 Sep 2006
PSB Annual Report
– 2006
and requiring the removal of restrictions on merchants imposed by the credit and charge card schemes. ... As a result of the reforms, merchant service fees for credit and charge cards have fallen substantially.
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html
Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
8 May 2024
Submissions
cards. Thus, at least three quarters of consumers (EFTPOS users plus credit card users who performed no EFTPOS transactions) are likely to have a positive valuation on EFTPOS. ... Conclusion on the social cost of payment systems. Table 4 summarises the
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
Competition and Efficiency
11 Nov 2004
PSB Annual Report
– 2004
Most merchants that do charge for credit cards impose a uniform charge across credit and charge cards although some merchants are imposing higher charges for the more expensive American Express and ... The credit and charge card schemes operated by
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html
The Evolving Retail Payments Landscape
27 Sep 2023
PSB Annual Report
– September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market
8 May 2024
Submissions
Download 906. KB. Credit cards (and charge cards) are cards offering payments functionality and linked to a line of credit. ... While almost all Australian adults have transaction accounts that can be accessed with a debit card, the proportion with
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html
List of tables
12 Sep 2014
PSB Annual Report
– 2014
All cards. 307. 355. eftpos and ATM transactions. 16. 18. Scheme debit, credit and charge cards. ... 15. 22. 24. 21. 27. 22. Credit and charge cards. 11.
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html