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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions
19 May 2023
Submissions
According to data published by APCA, total losses from fraudulent debit, credit and charge card transactions on cards issued and/or acquired in Australia amounted to $465 million in 2014/15, ... Graph 1. In contrast to CNP fraud, according to APCA data,
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html
Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions
19 May 2023
Submissions
Fraud on ‘scheme’ debit, credit and charge card transactions accounted for 95 per cent of total card fraud losses, having roughly doubled since 2006. ... Fraud statistics for ‘scheme’ debit, credit and charge cards include transactions through
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html
Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
13 Jun 2023
Submissions
cards. Thus, at least three quarters of consumers (EFTPOS users plus credit card users who performed no EFTPOS transactions) are likely to have a positive valuation on EFTPOS. ... Conclusion on the social cost of payment systems. Table 4 summarises the
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market
9 Mar 2023
Submissions
Download 906. KB. Credit cards (and charge cards) are cards offering payments functionality and linked to a line of credit. ... While almost all Australian adults have transaction accounts that can be accessed with a debit card, the proportion with
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
The Credit Card Market. Credit card issuing. Credit cards (and charge cards) are cards offering payments functionality and linked to a line of credit. ... This. enables issuers to pay more generous incentives to holders of these cards; card issuers have.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments
9 Mar 2023
Submissions
firms specialising in providing card acceptance to merchants and not issuing cards to cardholders). ... premium/platinum, super premium, ‘elite’/‘high net worth’). This enables issuers to pay more generous incentives to holders of these cards;
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html
The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions
24 May 2023
Submissions
or business restrictions limiting the ability of ATM owners to impose a direct charge. ... One of those concerns was that the EFT Code currently requires card issuers to disclose to cardholders the amount of any direct charge.
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html
Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Payment cards (debit, credit and charge cards) are the most frequently used retail payment method in Australia. ... Credit and charge card issuance is slightly less concentrated than the overall card market, partly reflecting the presence of American
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions
21 Mar 2003
Submissions
and Credit Card Schemes in Australia: A Study of Interchange Fees and Access (the “Joint Study”). ... Merchants will therefore be significant direct beneficiaries of debit and credit card reform, taken together, in terms of the net costs they incur
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction
9 Mar 2023
Submissions
The major points include:. There are a wide range of card products and issuers in the Australian credit card market, and while ‘standard’ interest rates on credit cards tend to be ... cards still provide an incentive for credit card use for many
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html