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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Financial Stability Review
4 Nov 2020
FSR
- October 2020
PDF
3339KB
https://www.rba.gov.au/publications/fsr/2020/oct/pdf/financial-stability-review-2020-10.pdf
Household and Business Finances
9 Oct 2019
FSR
- October 2019
PDF
470KB
https://www.rba.gov.au/publications/fsr/2019/oct/pdf/02-household-business-finances.pdf
Business and Household Balance Sheets
10 Mar 2013
FSR
– March 2013
Within household credit, personal credit has declined over the past five years, with a large fall in margin loans partially offset by modest growth in credit card debt. ... As with housing loans, households have also been paying off credit card debt; net
https://www.rba.gov.au/publications/fsr/2013/mar/bus-house-bal-sheet.html
Box C: Non-conforming Housing Loans
21 Mar 2005
FSR
- March 2005
PDF
52KB
https://www.rba.gov.au/publications/fsr/2005/mar/pdf/box-c.pdf
Financial Stability Review March 2014
26 Mar 2014
FSR
March 2014
PDF
1956KB
https://www.rba.gov.au/publications/fsr/2014/mar/pdf/0314.pdf
The Australian Financial System
10 Mar 2015
FSR
– March 2015
If an ADI does not meet these expectations, it will face heightened supervisory actions, possibly including additional capital charges. ... This is despite the expectation that profits will not be boosted by further reductions in bad and doubtful debt
https://www.rba.gov.au/publications/fsr/2015/mar/aus-fin-sys.html
The Australian Financial System
20 Oct 2015
FSR
– October 2015
Although credit card and personal lending is riskier, it represents only a small share of banks' total domestic loans. ... As expected, the bad and doubtful debt charge rose from its historically low level as a share of total assets, with some banks
https://www.rba.gov.au/publications/fsr/2015/oct/aus-fin-sys.html
The Australian Financial System
24 Sep 2013
FSR
September 2013
PDF
806KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/aus-fin-sys.pdf
The Australian Financial System
24 Mar 2015
FSR
March 2015
PDF
496KB
https://www.rba.gov.au/publications/fsr/2015/mar/pdf/aus-fin-sys.pdf
Financial Stability Review March 2015
24 Mar 2015
FSR
March 2015
PDF
1257KB
https://www.rba.gov.au/publications/fsr/2015/mar/pdf/0315.pdf