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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
The eftpos Access Regime places a cap on the amount existing participants can charge new entrants to establish a new connection. ... more competitive environment for debit cards.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html

Designation of the EFTPOS System | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | …

8 Jun 2012 Consultations
align technological and other developments. enable EPAL to better compete with the international scheme debit card schemes. ... thereby promoting competition between debit card systems, which is in the public interest.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/designation-efpos-system.html

Appendix A – Study Methodology | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
Also, new questions were asked about individuals' responses to charges on payment and withdrawals (i.e. ... Withdrawal amount (nearest dollar). Card surcharge paid (yes/no). ATM operator fee paid (yes/no).
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/appendix-a.html

Description of Data | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
surcharge or an ATM direct charge; and to help identify gaps in the services offered by current payment systems from a consumer perspective. ... An adjustment for over-representation of credit card holders in the final sample was also included in the
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/description-data.html

Conclusion and Next Steps | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
whether the EFTPOS access charge benchmark is required if industry were able to put in place acceptable. ... and appropriate access arrangements. whether, in a new access regime, a recalculated access charge benchmark should become effective sooner than
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/conclusion-next-steps.html

Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document - December 2013

6 Dec 2013 Consultations PDF 608KB
MasterCard and Visa Access Regimes
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/pdf/20131206-prop-variations-to-mc-visa-access-regimes.pdf

Review of the Regulatory Framework for the eftpos System: Consultation on Designation - March 2012

8 Mar 2012 Consultations PDF 1032KB
The eftpos Access Regime places a cap on the amount existing participants can charge new entrants to establish a new connection. ... It would be similar to the form of the designations for the MasterCard and Visa credit card systems, and the Visa Debit
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/pdf/201203-replacing-eftpos-designation.pdf

The Australian Debit Card Market: Default Settings and Tokenisation – June 2023 | Consultations

16 Jun 2023 Consultations
The Bank has released an Issues Paper outlining some options for further enhancing the competitiveness, efficiency and safety of Australia’s debit card market.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/

Consultations

4 Apr 2024 Consultations
Index of Consultations
https://www.rba.gov.au/publications/consultations/

Review of Card Surcharging: A Consultation Document | Consultations

7 Jun 2011 Consultations
REFORMS: Credit Cards; Debit Cards; The ATM System; ATM Fee Reforms; Review of Card Payment Systems Reforms; Account Switching; POLICY FRAMEWORK: Payments System Board; Core Principles for Systemically Important Payment Systems; Standards for
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/