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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Concerns about Surcharging Practices | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
7 Jun 2011
Consultations
A related issue is that there appear to be few, if any, instances where merchants apply different surcharges for different cards within a card scheme (that is, ‘differential’ surcharging). ... for different cards simply because they do not know how
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/concerns-surcharging-practices.html
2 November 2010 | Minutes of the Monetary Policy Meeting of the Board
16 Nov 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 November 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/02112010.html
7 September 2010 | Minutes of the Monetary Policy Meeting of the Board
21 Sep 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 September 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/07092010.html
Attachment 3 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations
8 Jun 2012
Consultations
debit card transaction’ or ‘transaction’ means a transaction in Australia using the EFTPOS system;. ... Any charge or fee levied by a Member for a new access service.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-3.html
The Operation of the Interchange Standards: Consultation Paper
28 Feb 2019
Consultations
PDF
990KB
This includes benefits that incentivise the entry into a contract relating to the issuance of cards of the scheme, or benefits related to providing or funding incentives to holders of card ... scheme, or providing or funding incentives for holders of
https://www.rba.gov.au/publications/consultations/201902-operation-of-the-interchange-standards/pdf/201902-operation-of-the-interchange-standards.pdf
Consultation | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
For example, other related costs of accepting card payments that were noted included: charge backs; terminal rental fees; fraud compliance; gateway fees; and terminal modifications. ... This issue is related to the Australian Consumer Law, which requires
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/consultation.html
Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations
8 Jun 2012
Consultations
The cap is based on the cost to the issuer of authorisation and processing of scheme card transactions. ... The cap on connection charges prevents existing participants from charging unreasonably high connection fees, which may discourage new entrants.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html
A Variation to the Surcharging Standards: A Consultation Document - December 2011
16 Dec 2011
Consultations
PDF
1016KB
Surcharging Standards
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/pdf/201112-variation-surcharging-standards.pdf
The Current Payments Landscape | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
a). Cash. Debit card. Credit/. charge card. BPAY. Personal cheque. Internet/telephone. ... 12. 7. (a) Credit card includes transactions on MasterCard/Visa credit cards and American Express/Diners Club credit/charge cards.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/current-payments-landscape.html
Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform
12 Jun 2012
Consultations
PDF
518KB
Consultation on the Future Regulatory Framework for the EFTPOS System
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/pdf/201206-rev-reg-frmwrk-eftpos-sys-doc.pdf