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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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2.1 Annual Performance Statement for 2022/23

19 Oct 2023 RBA Annual Report – October 2023
Annual Performance Statement for 2022/23 | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/annual-performance-statement.html

The Evolving Retail Payments Landscape

27 Sep 2023 PSB Annual Report – September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html

Financial Developments in Australia

26 Jun 2023 RBA Annual Report – 1976
This includes amounts outstanding under bank charge cards and personal instalment loans, both of which expanded rapidly throughout the year. ... cent. The maximum interest rate savings banks could charge on the majority of their loans was reduced by 1
https://www.rba.gov.au/publications/annual-reports/rba/1976/fin-dev-australia.html

Monetary Policy and Financial Developments

26 Jun 2023 RBA Annual Report – 1977
Demand on banks for funds by the household sector was strong, and the amount outstanding for personal instalment loans and charge cards rose strongly during the year.
https://www.rba.gov.au/publications/annual-reports/rba/1977/monetary-policy-and-financial-developments.html

The Evolving Payments Landscape

21 Oct 2021 PSB Annual Report – 2021
When the pandemic reached Australia in early 2020, many businesses encouraged consumers to use cards instead of cash for face-to-face payments and many preferred to tap their card or ... Credit and charge cards accounted for 19 per cent of consumer
https://www.rba.gov.au/publications/annual-reports/psb/2021/the-evolving-payments-landscape.html

About the Payments System Board

21 Oct 2021 PSB Annual Report – 2021
participants. The aggregated data on debit, credit and charge cards, ATM transactions, merchant fees, bulk electronic transfers, the New Payments Platform (NPP) and cheques provide insights on how individuals and businesses ... Bank staff have also
https://www.rba.gov.au/publications/annual-reports/psb/2021/about-the-payments-system-board.html

Trends in Payments, Clearing and Settlement Systems

15 Oct 2020 PSB Annual Report – 2020
According to industry data collected by the Australian Payments Network (AusPayNet), total losses from fraudulent transactions on debit, credit and charge cards fell by 15 per cent in 2019, to $560 ... Cheques. 200. 22. 2. 30. –. –. Credit/charge
https://www.rba.gov.au/publications/annual-reports/psb/2020/trends-in-payments-clearing-and-settlement-systems.html

Accountability and Communication

15 Oct 2020 PSB Annual Report – 2020
participants. The aggregated data on debit, credit and charge cards, ATM transactions, merchant fees, bulk electronic transfers, the NPP and cheques provide insights on how individuals and businesses make and receive ... Available at <Card issuers
https://www.rba.gov.au/publications/annual-reports/psb/2020/accountability-and-communication.html

Retail Payments Regulation and Policy Issues

15 Oct 2020 PSB Annual Report – 2020
When choosing to pay with a card, households are increasingly using debit cards, which have become the most frequently used payment method in Australia. ... Given the rapid growth in the use of cards, the Board has continued to focus on holding down the
https://www.rba.gov.au/publications/annual-reports/psb/2020/retail-payments-regulation-and-policy-issues.html

Trends in Payments, Clearing and Settlement Systems

17 Oct 2019 PSB Annual Report – 2019
Fraud losses from international scheme cards (which includes transactions on debit, credit and charge cards that are issued and/or acquired in Australia) rose by about 3 per cent. ... 9. –. –. Cheques. 239. 25. 3. 35. –. –. Credit/Charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2019/trends-in-payments-clearing-and-settlement-systems.html