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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Banking Fees in Australia

10 Jun 2011 Bulletin – June 2011
Exception fee income from household credit cards fell by $220 million, accounting for more than the entire decline in credit card fees from the household sector. ... Credit card fee income rose by 5 per cent (excluding exception fees). Credit card
https://www.rba.gov.au/publications/bulletin/2011/jun/4.html

Bank Fees in Australia

16 Mar 2023 Bulletin – March 2023
Laura Nunn
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2023/mar/bank-fees-in-australia.html

March | 2016

17 Mar 2016 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2016/mar/

New Payments Insights from the Updated Retail Payments Statistics Collection

21 Mar 2019 Bulletin – March 2019
Stephen Mitchell and Hao Wang
Banks' funding costs increased a little over 2018, driven by a rise in the cost of wholesale funding linked to money market rates, but with some offset from reductions in the cost of retail deposits.
https://www.rba.gov.au/publications/bulletin/2019/mar/new-payments-insights-from-the-updated-retail-payments-statistics-collection.html

The Ongoing Decline of the Cheque System

15 Jun 2017 Bulletin – June 2017
Ed Tellez
Cheque use in Australia has declined significantly over the past few decades and currently represents only a small share of non-cash payments. This decline reflects changes in the payments market as a result of technological change and customer
https://www.rba.gov.au/publications/bulletin/2017/jun/7.html

Bank Fees in Australia

16 Jun 2022 Bulletin – June 2022
Karl Sparks and Rachael Fitzpatrick
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2022/jun/bank-fees-in-australia.html

Banking Fees in Australia

10 May 2006 Bulletin – May 2006
Increases in the number and usage of credit cards and, perhaps, the incurrence of penalty fees also supported growth in credit card fee income in 2005. ... c) For credit card cash advances, banks tend to charge the higher of either a flat dollar fee or a
https://www.rba.gov.au/publications/bulletin/2006/may/2.html

Statement on Monetary Policy

10 Feb 2004 Bulletin – February 2004
Bulletin – February 2004 Statement on Monetary Policy. Download the complete Statement 824. KB. The period since mid 2003 has been marked by a significant pick-up in the global economy. The improvement has been led by the United States but also
https://www.rba.gov.au/publications/bulletin/2004/feb/1.html

Banking Fees in Australia

15 Jun 2017 Bulletin – June 2017
Rachael Fitzpatrick and Graham White
The Reserve Bank has conducted an annual survey on bank fees since 1997. The most recent survey suggests that banks' aggregate fee income increased at a relatively slow pace in 2016. Deposit and loan fee income continued to decline relative to the
https://www.rba.gov.au/publications/bulletin/2017/jun/4.html

Banking Fees in Australia

19 Jun 2014 Bulletin – June 2014
Ashley Craig
The Reserve Bank has conducted a survey on bank fees each year since 1997. The results of the most recent survey suggest that banks' fee income from both households and businesses rose moderately in 2013. However, deposit and loan fees have declined
https://www.rba.gov.au/publications/bulletin/2014/jun/5.html