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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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January | 2024
25 Jan 2024
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/jan/
Consumer Payment Behaviour in Australia
15 Jun 2023
Bulletin
– June 2023
The results of the Reserve Bank’s 2022 Consumer Payments Survey show that consumers continue to shift from using cash to electronic payment methods – a trend that was accelerated by the COVID-19 pandemic and consumers’ preference towards using
https://www.rba.gov.au/publications/bulletin/2023/jun/consumer-payment-behaviour-in-australia.html
The Cost of Card Payments for Merchants
15 Sep 2022
Bulletin
– September 2022
The average cost for a merchant to accept a card payment has declined over recent years.
https://www.rba.gov.au/publications/bulletin/2022/sep/the-cost-of-card-payments-for-merchants.html
The ATM System since the 2009 Reforms
17 Mar 2016
Bulletin
– March 2016
The past seven years have seen two major forces affecting the ATM system. Reforms to pricing arrangements in 2009 have had a number of effects, including establishing an environment that has encouraged a rise in ATM numbers. More recently, the ATM
https://www.rba.gov.au/publications/bulletin/2016/mar/4.html
The Changing Australian Retail Payments Landscape
10 Jul 2003
Bulletin
– July 2003
First, the credit card statistics now include general-purpose charge cards, which generally do not carry a revolving line of credit. ... Second, commercial credit and charge cards are now included, whereas previously reporting practices varied across
https://www.rba.gov.au/publications/bulletin/2003/jul/1.html
The Cost of Card Payments for Merchants
19 Mar 2020
Bulletin
– March 2020
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html
The ATM Reforms – New Evidence from Survey and Market Data
10 Mar 2011
Bulletin
– March 2011
charges. Around half of consumers reported completing an ATM withdrawal knowing that they would incur a direct charge. ... The average direct charge for a withdrawal is now $2.04, up 5 cents since May 2010, despite some increases and reductions in
https://www.rba.gov.au/publications/bulletin/2011/mar/7.html
Recent Developments in Small Business Finance
10 Feb 2002
Bulletin
– February 2002
Download 877. KB. This article focuses on recent trends in small business financing, including the interest rates and fees and charges paid by this sector. ... Most of the growth in fees in the latest year came from merchant service fees that banks earn
https://www.rba.gov.au/publications/bulletin/2002/feb/2.html
Consumer Payment Behaviour in Australia
19 Mar 2020
Bulletin
– March 2020
The Reserve Bank’s 2019 Consumer Payments Survey has provided further evidence that Australian consumers are increasingly preferring to use electronic payment methods.
https://www.rba.gov.au/publications/bulletin/2020/mar/consumer-payment-behaviour-in-australia.html
2017
6 Oct 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/