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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Box B: The Effect of Policy Rate Changes on Household Debt Servicing
10 Nov 2009
SMP
– November 2009
sharp rise in the delinquency rate on credit card repayments that has led to an increase in charge-offs, which are almost 10 per cent of outstanding balances. ... As the composition of consumer credit has shifted away from credit card debt, on which a
https://www.rba.gov.au/publications/smp/2009/nov/box-b.html
Domestic Financial Conditions
10 Nov 2023
SMP
– November 2023
Domestic Financial Conditions | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/domestic-financial-conditions.html
List of graphs
10 Aug 2009
SMP
– August 2009
Graph 39: Credit and Charge Card Activity.
https://www.rba.gov.au/publications/smp/2009/aug/graphs.html
List of graphs
10 Aug 2011
SMP
– August 2011
Graph 3.5: Credit and Charge Card Activity.
https://www.rba.gov.au/publications/smp/2011/aug/graphs.html
Domestic Financial Markets
10 Feb 2011
SMP
– February 2011
In return for this committed facility, the Bank will charge a market-based fee. ... The modest growth in recent months was largely due to increased credit card lending.
https://www.rba.gov.au/publications/smp/2011/feb/dom-fin-mkts.html
Domestic Financial Conditions
5 Nov 2021
SMP
– November 2021
While there had been no demand to borrow the April 2024 bond from the Reserve Bank at that point, in mid October the Reserve Bank increased the fee it charges counterparties ... Much of the recent decline was driven by lower credit card debt, consistent
https://www.rba.gov.au/publications/smp/2021/nov/domestic-financial-conditions.html
Domestic Financial Conditions
6 May 2021
SMP
– May 2021
In early March the Bank also increased the fee that it charges counterparties to borrow the 3-year target bond – from 25 to 50 and then to 100 basis points – which ... Much of this reflects an increase in spending on credit cards alongside the
https://www.rba.gov.au/publications/smp/2021/may/domestic-financial-conditions.html
Domestic Financial Markets
10 Nov 2010
SMP
– November 2010
Credit card debt has been broadly unchanged over 2010. The weakness in margin lending, as well as an increase in the value of collateral (mainly equities) backing these margin loans has ... Financials' profits rose by 10 per cent, largely as a result of
https://www.rba.gov.au/publications/smp/2010/nov/dom-fin-mkts.html
Box D: The Distribution of Variable Housing Interest Rates
8 Nov 2019
SMP
– November 2019
credit card). ... There is a wider range of interest rates offered by non-banks, as these lenders are more likely to lend to borrowers with higher-risk characteristics and as a result charge
https://www.rba.gov.au/publications/smp/2019/nov/box-d-the-distribution-of-variable-housing-interest-rates.html
Domestic Financial Markets
10 May 2015
SMP
– May 2015
This reflects modest increases in fixed-term loans and credit card balances outstanding. ... Declines in bad and doubtful debt charges owing to improved asset quality also contributed to profit growth.
https://www.rba.gov.au/publications/smp/2015/may/dom-fin-mkts.html