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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Payments System Reform

10 Dec 2008 Media Releases
Media release announcing the designation of the ATM system, the release of a consultation document setting out a draft Access Regime of that system and the variation of the Interchange Fee Standards for credit and debit cards
https://www.rba.gov.au/media-releases/2008/mr-08-28.html

Payments System

4 Jan 2024
Overview of the Australian Payments System
https://www.rba.gov.au/payments-and-infrastructure/payments-system.html

2024

18 Jan 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/

List of tables

8 Sep 2011 PSB Annual Report – 2011
b) Includes charge cards. (c) Includes e-money and ‘other’ transactions. (d) Includes BPAY. ... 33.3. 35.6. Scheme credit, scheme debit and charge card. 57.5. 62.8.
https://www.rba.gov.au/publications/annual-reports/psb/2011/tables.html

January | 2024

25 Jan 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/jan/

Gresham's Law of Payments

23 Mar 2005 Speech
Ian Macfarlane
Speech by Ian Macfarlane to the Australasian Institute of Banking + Finance (AIBF) Industry Forum 2005, Sydney
https://www.rba.gov.au/speeches/2005/sp-gov-230305.html

Tokenisation of Card Payments | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/tokenisation-of-card-payments.html

Frequency of Statistical Releases

9 Mar 2023 Statistics
Credit and Charge Cards – Original Series – Personal and Commercial Cards – C1.2. ... Credit and Charge Cards – Market Shares of Card Schemes – C1.3.
https://www.rba.gov.au/statistics/tables/frequency-statistical-releases.html

Retail Payments December 2023

7 Feb 2024 Statistics
1.9. 12.5. 8.0. Total balances outstanding on credit and charge cards. ... 25.9. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-1223.html

Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

2 Oct 2018 RDP PDF 1746KB
credit card (if they held multiple cards, this was the one they used most often). ... incurred interest charges; the distribution of benefits from credit cards across income groups also.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf