Search: charge card
RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
Search Results
Discontinued Data
9 Mar 2023
Statistics
This page provides links to data no longer updated by the Reserve Bank of Australia
https://www.rba.gov.au/statistics/discontinued-data.html
Reform of Credit Card Schemes in Australia
18 Mar 2002
Media Releases
Submissions from credit card schemes, banks and other deposit-taking institutions on the proposed reforms to credit card schemes in Australia
https://www.rba.gov.au/media-releases/2002/mr-02-07.html
A Guide to the Card Payments System Reforms
10 Sep 2010
Bulletin
– September 2010
MasterCard and Visa, and potentially issue credit cards to cardholders or provide card acceptance services to merchants. ... a credit card than cardholders that pay interest on their credit card; the latter group tends to use debit cards more frequently.
https://www.rba.gov.au/publications/bulletin/2010/sep/7.html
Access Regime and Standards | Reform of the EFTPOS and Visa Debit Systems in Australia: Final Reforms and Regulation Impact Statement
9 Mar 2023
Neither the rules of the Scheme, nor any participant in the Visa Debit system, or the Visa credit card system, may require a merchant to accept Visa Debit cards as a ... Likewise, neither the rules of the Scheme, nor any participant in the Visa Debit
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/impact-stmt-apr06/access-regime.html
Willingness to Pay for the Use of Credit Card Features
11 Sep 2015
RDP
2015-03
Two additional card characteristics (whether the card is a premium card or charge card such as American Express or Diners Club) are also included as controls. ... 24.8. 55.7. 8.7. Charge card. 94.3. 31.6. 1.3. 0.2. Age (base = 30–39 years).
https://www.rba.gov.au/publications/rdp/2015/2015-03/willingness-pay-use-credit-card-features.html
See 14 more results from "RDP 2015-03"
Network Effects, Interchange Fees, and No-Surcharge Rules in The Australian Credit And Charge Card Industry
2 Dec 2001
PDF
372KB
38. 1. Suppressed Consumption by Non-Card-Users.38. 2. Economically Excessive Use of Credit and Charge Cards.39 3. ... As shown in the diagram, consumers obtain credit and charge cards from card issuers.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/pdf/ii-commissioned-report.pdf
Proposed Changes to the Credit Card Interchange Standard: A Consultation Document
9 Mar 2023
Proposed Changes to the Credit Card Interchange Standard: A Consultation Document - July 2005
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/consult-doc-jul05/
The Shift to Electronic Payments – Some Policy Issues
28 Mar 2023
Speech
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html
Designation of Credit Card Schemes in Australia
12 Apr 2001
Media Releases
Following a decision by the Payments System Board, the Reserve Bank has today brought credit card schemes in Australia under its regulatory oversight
https://www.rba.gov.au/media-releases/2001/mr-01-09.html
Exclusion of Scheme Debit Transactions from Table C2: Explanatory Note
9 Mar 2023
Statistics
transactions and a 7 per cent increase in credit and charge card transactions. ... debit transactions in 2009, compared with around $145 for credit and charge cards.
https://www.rba.gov.au/statistics/tables/exp-note/c2-note-120510.html