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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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January | 2024

25 Jan 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/jan/

Glossary

22 Jan 2024
A glossary of terms used on the RBA website
https://www.rba.gov.au/glossary/

2024

18 Jan 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/

Retail Payments September 2023

12 Jan 2024 Statistics
0.8. 25.7. 7.5. Total balances outstanding on credit and charge cards. ... 23.9. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0923.html

Retail Payments October 2023

12 Jan 2024 Statistics
0.8. 21.6. 8.3. Total balances outstanding on credit and charge cards. ... 22.6. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-1023.html

Retail Payments November 2023

9 Jan 2024 Statistics
0.2. 12.1. 6.9. Total balances outstanding on credit and charge cards. ... 20.3. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-1123.html

Payments System

4 Jan 2024
Overview of the Australian Payments System
https://www.rba.gov.au/payments-and-infrastructure/payments-system.html

Expectations for Tokenisation of Payment Cards and Storage of PANs

21 Dec 2023 Media Releases
The Bank has released a final set of expectations for the Tokenisation of Payment Cards and Storage of PANs, aimed at improving security, efficiency and competition for online card payments.
https://www.rba.gov.au/media-releases/2023/mr-23-37.html

Expectations for Tokenisation of Payment Cards and Storage of PANs

19 Dec 2023
Merchants and payment service providers that do not meet minimum security requirements relating to the storage of sensitive debit, credit and charge card information must not store customers PANs after the ... These minimum requirements should be at
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/expectations-on-tokenisation/index.html

Feedback received on Conclusions Paper: The Australian Debit Card Market: Default Settings and Tokenisation

19 Dec 2023
Some stakeholders expressed support for the Banks expectations applying to payment cards in general – notably credit and charge cards in addition to debit cards - provided it was technically and practically feasible ... industry efforts on the
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/expectations-on-tokenisation/feedback-conclusions-paper-the-aus-debit-card-market-default-settings-and-tokenisation.html