Search: charge card
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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Business and Household Balance Sheets
10 Mar 2013
FSR
– March 2013
Within household credit, personal credit has declined over the past five years, with a large fall in margin loans partially offset by modest growth in credit card debt. ... As with housing loans, households have also been paying off credit card debt; net
https://www.rba.gov.au/publications/fsr/2013/mar/bus-house-bal-sheet.html
The Australian Financial System
10 Mar 2013
FSR
– March 2013
This turnaround was driven by an improvement in asset performance which allowed some of these banks to reduce their bad and doubtful debt charges. ... and doubtful debts, whereas foreign subsidiaries reported lower charges for bad and doubtful debts and
https://www.rba.gov.au/publications/fsr/2013/mar/aus-fin-sys.html
The Australian Financial System
24 Sep 2012
FSR
– September 2012
PDF
494KB
https://www.rba.gov.au/publications/fsr/2012/sep/pdf/aus-fin-sys.pdf
Financial Stability Review – September 2012
24 Sep 2012
FSR
– September 2012
PDF
1420KB
https://www.rba.gov.au/publications/fsr/2012/sep/pdf/0912.pdf
The Australian Financial System
10 Sep 2012
FSR
– September 2012
After falling over the past few years and supporting profit growth, bad and doubtful debt charges look to have troughed. ... For the major banks, analysts are generally expecting bad and doubtful debt charges to level out over the next year.
https://www.rba.gov.au/publications/fsr/2012/sep/aus-fin-sys.html
Financial Stability Review – March 2012
2 Apr 2012
FSR
– March 2012
PDF
1605KB
https://www.rba.gov.au/publications/fsr/2012/mar/pdf/0312.pdf
The Australian Financial System
29 Mar 2012
FSR
– March 2012
PDF
513KB
https://www.rba.gov.au/publications/fsr/2012/mar/pdf/aus-fin-sys.pdf
The Global Financial Environment
27 Mar 2012
FSR
– March 2012
PDF
715KB
https://www.rba.gov.au/publications/fsr/2012/mar/pdf/global-fin-env.pdf
The Global Financial Environment
10 Mar 2012
FSR
– March 2012
Some of the large US banks continued to incur sizeable charges related to previous poor mortgage practices. ... incentives for households to repay principal on their mortgages and use debit cards rather than credit cards.
https://www.rba.gov.au/publications/fsr/2012/mar/global-fin-env.html
The Australian Financial System
10 Mar 2012
FSR
– March 2012
Also supporting the increase in the major banks' profits over the year was a further reduction in bad and doubtful debt charges. ... The outlook for regional banks' bad and doubtful debt charges is mixed, and accordingly, their profit outlooks differ
https://www.rba.gov.au/publications/fsr/2012/mar/aus-fin-sys.html