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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Financial Stability Review April 2017
10 Feb 2020
FSR
April 2017
PDF
3145KB
https://www.rba.gov.au/publications/fsr/2017/apr/pdf/financial-stability-review-2017-04.pdf
Financial Stability Review October 2018
6 Feb 2020
FSR
October 2018
PDF
2096KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/financial-stability-review-2018-10.pdf
Financial Stability Review
15 Oct 2019
FSR
- October 2019
PDF
2177KB
https://www.rba.gov.au/publications/fsr/2019/oct/pdf/financial-stability-review-2019-10.pdf
Household and Business Finances
9 Oct 2019
FSR
- October 2019
PDF
470KB
https://www.rba.gov.au/publications/fsr/2019/oct/pdf/02-household-business-finances.pdf
Household and Business Finances
4 Oct 2019
FSR
– October 2019
The progressive expansion of Comprehensive Credit Reporting to cover mortgages, as well as credit cards, is unlikely to meaningfully reduce credit supply. ... are charged if payments are missed and some providers charge regular account keeping or payment
https://www.rba.gov.au/publications/fsr/2019/oct/household-business-finances.html
Regulatory Developments
4 Oct 2019
FSR
– October 2019
The intervention targets a business model whereby associates of short-term credit providers charge significant upfront, ongoing and default fees. ... The code includes a commitment to not charge fees to deceased consumers, as well as changes that reflect
https://www.rba.gov.au/publications/fsr/2019/oct/regulatory-developments.html
Regulatory Developments
3 Oct 2019
FSR
- October 2019
PDF
337KB
https://www.rba.gov.au/publications/fsr/2019/oct/pdf/04-regulatory-developments.pdf
The Australian Financial System
10 Apr 2018
FSR
– April 2018
a decline in the charge for bad and doubtful debts to historically low levels. ... The recent benefits to profit growth from a widening of the NIM and falling bad debt charges are expected to fade, especially if short-term wholesale spreads remain
https://www.rba.gov.au/publications/fsr/2018/apr/australian-financial-system.html
Financial Stability Review October 2016
13 Oct 2016
FSR
October 2016
PDF
6509KB
https://www.rba.gov.au/publications/fsr/2016/oct/pdf/financial-stability-review-2016-10.pdf
Financial Stability Review April 2016
15 Apr 2016
FSR
April 2016
PDF
1859KB
https://www.rba.gov.au/publications/fsr/2016/apr/pdf/financial-stability-review-2016-04.pdf