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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Willingness to Pay for the Use of Credit Card Features
11 Sep 2015
RDP
2015-03
Two additional card characteristics (whether the card is a premium card or charge card such as American Express or Diners Club) are also included as controls. ... 24.8. 55.7. 8.7. Charge card. 94.3. 31.6. 1.3. 0.2. Age (base = 30–39 years).
https://www.rba.gov.au/publications/rdp/2015/2015-03/willingness-pay-use-credit-card-features.html
Appendix E: Model Regressors for Predictive Model
11 Sep 2015
RDP
2015-03
Per cent of debit card payments. Percentage points, continuous between 0 and 1. ... Included. Charge card. Boolean; 1 where primary card is a charge card that must be repaid in full every month.
https://www.rba.gov.au/publications/rdp/2015/2015-03/appendix-e.html
Data
11 Sep 2015
RDP
2015-03
80–99. 5. 1. 100. 30. 5. Interest rate (per cent). No interest (charge cards). ... Charge cards require their users to pay the balance in full each month and thus do not charge interest on their balances.
https://www.rba.gov.au/publications/rdp/2015/2015-03/data.html
Appendix D: Log-normal Model for Willingness to Pay
11 Sep 2015
RDP
2015-03
Card features. Rewards rebate (basis points). 0.01. 0.2. Interest rate (per cent). ... Charge card. 0.87. 13.2. Age (base = 30–39 years). 18–29 years.
https://www.rba.gov.au/publications/rdp/2015/2015-03/appendix-d.html
Appendix C: Credit Card Holding and Rewards Program Membership
11 Sep 2015
RDP
2015-03
RDP 2015-03: The Value of Payment Instruments: Estimating Willingness to Pay and Consumer Surplus Appendix C: Credit Card Holding and Rewards Program Membership. ... 0.14. 4. 0.18. 6. Preferences. Speed. 0.11. 3. 0.02. 1. To avoid charges.
https://www.rba.gov.au/publications/rdp/2015/2015-03/appendix-c.html