Search: charge card
RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Bulletin March Quarter 2023
8 Jun 2023
Bulletin
- March 2023
PDF
7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf
Banking Fees in Australia
10 May 2004
Bulletin
– May 2004
The continued rapid growth in credit card spending, together with increases in annual membership fees and higher charges for overdrawn accounts, late payments and cash advances, contributed to banks' fee income ... 7. Credit and charge cards. – Number
https://www.rba.gov.au/publications/bulletin/2004/may/3.html
Electronic Indicators of Economic Activity
10 Jun 2012
Bulletin
– June 2012
The published RPS data include ATM cash withdrawals, eftpos transactions, credit and charge card transactions, as well as direct debits and credits, and cheques. ... purchases and cash advances on charge and credit cards.
https://www.rba.gov.au/publications/bulletin/2012/jun/1.html
Banking Fees in Australia
10 Jun 2012
Bulletin
– June 2012
Fee income from credit cards rose by 4.0 per cent. This was driven by an increase in credit card account servicing fee income based on a small increase in the ... Banks' unit charges on credit cards were, however, little changed (Table 3).
https://www.rba.gov.au/publications/bulletin/2012/jun/5.html
Trends in Mobile Payments in Developing and Advanced Economies
20 Mar 2013
Bulletin
PDF
1117KB
Reserve Bank of Australia Bulletin March 2013
https://www.rba.gov.au/publications/bulletin/2013/mar/pdf/bu-0313-8.pdf
New Payments Insights from the Updated Retail Payments Statistics Collection
21 Mar 2019
Bulletin
– March 2019
Banks' funding costs increased a little over 2018, driven by a rise in the cost of wholesale funding linked to money market rates, but with some offset from reductions in the cost of retail deposits.
https://www.rba.gov.au/publications/bulletin/2019/mar/new-payments-insights-from-the-updated-retail-payments-statistics-collection.html
How Australians Withdraw Cash
10 Jul 2004
Bulletin
– July 2004
15. 1,063. 71. Cash-out combined. with purchase. 152. 8,220. 54. Credit & charge card. ... This is despite there being around five times as many cash-out transactions over the EFTPOS network as there are cash advances on credit and charge cards.
https://www.rba.gov.au/publications/bulletin/2004/jul/3.html
Payments System Reform: The Australian Experience
17 May 2005
Bulletin
PDF
53KB
Remarks by Dr Philip Lowe, Assistant Governor (Financial System) for the Federal Reserve Bank of Kansas City Conference on 'Interchange Fees in Credit and Debit Card Industries: What Role for Public Authorities? Santa Fe, 4-6 May 2005
https://www.rba.gov.au/publications/bulletin/2005/may/pdf/bu-0505-3.pdf
Banking Fees in Australia
10 May 2005
Bulletin
– May 2005
Source: RBA. Merchant service fees are the fees that banks charge merchants for providing credit and debit card facilities. ... In the case of credit cards, banks charge these fees partly to cover the ‘interchange’ fee that they pay to a cardholder's
https://www.rba.gov.au/publications/bulletin/2005/may/2.html
The Evolution and Regulation of the Payments System
13 Apr 2006
Bulletin
PDF
74KB
Address by Dr Philip Lowe, Assistant Governor (Financial System), to Payments System Conference 2006, Melbourne Business School, Melbourne, 14 March 2006
https://www.rba.gov.au/publications/bulletin/2006/apr/pdf/bu-0406-3.pdf