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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Bank Fees in Australia

29 Jan 2024 Bulletin - January 2024 PDF 832KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bank-fees-in-australia.pdf

The ATM System since the 2009 Reforms

17 Mar 2016 Bulletin – March 2016
Darren Flood and Stephen Mitchell
The past seven years have seen two major forces affecting the ATM system. Reforms to pricing arrangements in 2009 have had a number of effects, including establishing an environment that has encouraged a rise in ATM numbers. More recently, the ATM
https://www.rba.gov.au/publications/bulletin/2016/mar/4.html

The Changing Australian Retail Payments Landscape

10 Jul 2003 Bulletin PDF 76KB
As a result, the Bankhas now implemented a new statisticalcollection that includes expanded data oncredit and debit cards, as well as data oncheques, charge cards and direct credit anddebit transfers. ... However, since charge cards areissued by a
https://www.rba.gov.au/publications/bulletin/2003/jul/pdf/bu-0703-1.pdf

The Changing Australian Retail Payments Landscape

10 Jul 2003 Bulletin – July 2003
First, the credit card statistics now include general-purpose charge cards, which generally do not carry a revolving line of credit. ... Second, commercial credit and charge cards are now included, whereas previously reporting practices varied across
https://www.rba.gov.au/publications/bulletin/2003/jul/1.html

Bulletin September Quarter 2023

15 Feb 2024 Bulletin - September 2023 PDF 8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf

Consumer Payment Behaviour in Australia

13 Jun 2023 Bulletin - June 2023 PDF 974KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/consumer-payment-behaviour-in-australia.pdf

The Cost of Card Payments for Merchants

19 Mar 2020 Bulletin – March 2020
Kateryna Occhiutto
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html

The ATM Reforms – New Evidence from Survey and Market Data

10 Mar 2011 Bulletin – March 2011
Darren Flood, Jennifer Hancock and Kylie Smith
charges. Around half of consumers reported completing an ATM withdrawal knowing that they would incur a direct charge. ... The average direct charge for a withdrawal is now $2.04, up 5 cents since May 2010, despite some increases and reductions in
https://www.rba.gov.au/publications/bulletin/2011/mar/7.html

Consumer Payment Behaviour in Australia

19 Mar 2020 Bulletin – March 2020
James Caddy, Luc Delaney, Chay Fisher and Clare Noone
The Reserve Bank’s 2019 Consumer Payments Survey has provided further evidence that Australian consumers are increasingly preferring to use electronic payment methods.
https://www.rba.gov.au/publications/bulletin/2020/mar/consumer-payment-behaviour-in-australia.html

Bulletin

17 Apr 2024 Bulletin - April 2024 PDF 7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf