Search: charge card
RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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The Cost of Card Payments for Merchants
19 Mar 2020
Bulletin
– March 2020
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html
Consumer Payment Behaviour in Australia
13 Jun 2023
Bulletin
- June 2023
PDF
974KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/consumer-payment-behaviour-in-australia.pdf
The ATM Reforms – New Evidence from Survey and Market Data
10 Mar 2011
Bulletin
– March 2011
charges. Around half of consumers reported completing an ATM withdrawal knowing that they would incur a direct charge. ... The average direct charge for a withdrawal is now $2.04, up 5 cents since May 2010, despite some increases and reductions in
https://www.rba.gov.au/publications/bulletin/2011/mar/7.html
Recent Developments in Small Business Finance
10 Feb 2002
Bulletin
– February 2002
Download 877. KB. This article focuses on recent trends in small business financing, including the interest rates and fees and charges paid by this sector. ... Most of the growth in fees in the latest year came from merchant service fees that banks earn
https://www.rba.gov.au/publications/bulletin/2002/feb/2.html
Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
7 Jun 2011
Consultations
does not attract a surcharge (debit card or cash) or going to another store. ... Footnotes. The Standard titled Merchant Pricing for Credit Card Purchases and the Standard titled The ‘Honour All Cards’ Rule in the Visa Debit and Visa Credit Card
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html
How Australians Withdraw Cash
14 Jul 2004
Bulletin
PDF
63KB
Credit & charge card cash advances 36 10 520 292. Total 931 142 534 153. ... Thisis despite there being around five times asmany cash-out transactions over the EFTPOSnetwork as there are cash advances on creditand charge cards.
https://www.rba.gov.au/publications/bulletin/2004/jul/pdf/bu-0704-3.pdf
Bulletin September Quarter 2022
14 Sep 2022
Bulletin
- September 2022
PDF
8931KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/bulletin-2022-09.pdf
Bulletin March Quarter 2020
26 May 2020
Bulletin
- March 2020
PDF
5308KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/bulletin-2020-03.pdf
Banking Fees in Australia
18 May 2004
Bulletin
PDF
59KB
The continued rapidgrowth in credit card spending, together with. increases in annual membership fees andhigher charges for overdrawn accounts, latepayments and cash advances, contributed tobanks’ fee income from credit cards. ... Debit cards– Number
https://www.rba.gov.au/publications/bulletin/2004/may/pdf/bu-0504-3.pdf
2017
6 Oct 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/