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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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2016

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2016/

Banking Fees in Australia

10 Jun 2011 Bulletin – June 2011
Exception fee income from household credit cards fell by $220 million, accounting for more than the entire decline in credit card fees from the household sector. ... Sources: RBA; credit card issuers' websites. Banks' fee income from businesses increased
https://www.rba.gov.au/publications/bulletin/2011/jun/4.html

Banking Fees in Australia

15 Jun 2017 Bulletin – June 2017
Rachael Fitzpatrick and Graham White
The Reserve Bank has conducted an annual survey on bank fees since 1997. The most recent survey suggests that banks' aggregate fee income increased at a relatively slow pace in 2016. Deposit and loan fee income continued to decline relative to the
https://www.rba.gov.au/publications/bulletin/2017/jun/4.html

Banking Fees in Australia

10 Jun 2012 Bulletin – June 2012
Sarah Rudd and Chris Stewart
Fee income from credit cards rose by 4.0 per cent. This was driven by an increase in credit card account servicing fee income based on a small increase in the ... Sources: CANSTAR; RBA; credit card issuers' websites. Exception fees across all types of
https://www.rba.gov.au/publications/bulletin/2012/jun/5.html

Banking Fees in Australia

10 May 2006 Bulletin – May 2006
Increases in the number and usage of credit cards and, perhaps, the incurrence of penalty fees also supported growth in credit card fee income in 2005. ... charged by the card issuer.
https://www.rba.gov.au/publications/bulletin/2006/may/2.html

Banking Fees in Australia

16 Jun 2016 Bulletin – June 2016
Kelsey Wilkins
The Reserve Bank has conducted a survey on bank fees each year since 1997. The results of the most recent survey suggest that banks' fee income from both households and businesses rose in 2015, due to a combination of balance sheet growth and higher
https://www.rba.gov.au/publications/bulletin/2016/jun/6.html

Banking Fees in Australia

18 Jun 2015 Bulletin – June 2015
Kelsey Wilkins
The Reserve Bank has conducted a survey on bank fees each year since 1997. The results of the most recent survey suggest that banks' fee income from both households and businesses rose moderately in 2014, predominantly as a result of balance sheet
https://www.rba.gov.au/publications/bulletin/2015/jun/5.html

RBA The Introduction of Direct Charging for ATMs

10 Apr 2009 Bulletin – April 2009
One element of the reforms was the removal of interchange fees that card issuers paid to ATM owners when cardholders used ATMs that did not belong to their financial institution. ... These fees, which had remained fixed over many years and were not
https://www.rba.gov.au/publications/bulletin/2009/apr/1.html

Banking Fees in Australia

24 Jun 2013 Bulletin – June 2013
Jessica Pratten
The Reserve Bank has conducted a survey on bank fees each year since 1997. The results of the most recent survey suggest that banks' fee income from households continued to decline in 2012, but fee income from businesses increased substantially.
https://www.rba.gov.au/publications/bulletin/2013/jun/5.html

The Cash-use Cycle in Australia

16 Mar 2023 Bulletin – March 2023
Rochelle Guttmann, Tanya Livermore and Zhan Zhang
The use of cash for day-to-day transactions has been declining for many years and this has implications for all aspects of the cash system.
https://www.rba.gov.au/publications/bulletin/2023/mar/the-cash-use-cycle-in-australia.html