Search: card issuer
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cardissuers?
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Summary
11 Feb 2020
DOCX
175KB
24. Customers have long benefited from innovation in the payments system, based on significant investment by issuers and card schemes in contactless cards and in growing their networks. ... fees? The 2016 Review of Card Payments Regulation Conclusions
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/anz.DOCX
REVIEW OF RETAIL PAYMENTS REGULATION: ISSUES PAPER
12 Feb 2020
DOCX
55KB
In doing so, control over payments is being driven away from banks and larger payment card issuers, which drives innovation and competition. ... Are there issues that arise for the Bank’s regulatory regime for card payments or that are relevant to
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/truelayer.DOCX
19 February 2020 Tony Richards Head of Payments Policy ...
19 Feb 2020
DOCX
95KB
Many of Cuscal’s clients are smaller card issuers, these clients suffer a disproportionate cost per cardholder to support dual-network debit cards (DNDC), due to the need to comply with ... Similarly, a reduction in interchange rates has a
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/cuscal.DOCX
29th January 2020 Head of Payments Policy Department Reserve ...
11 Feb 2020
DOCX
103KB
If so, what form could this action take? We urge the RBA to act immediately to stop card issuers charging cardholders transaction fees for processing transactions routed to eftpos or any ... Card issuers should be required to have a mix of cards with
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/australasian-association-of-convenience-stores.DOCX
Submission for the Review of Retail Payments Regulation
11 Feb 2020
DOCX
33KB
Some or all debit card payments should not be surcharged if debit cards have replaced cash as the payment method of choice. ... Furthermore, if debit cards become the payment method of choice, it could be argued that merchants shouldn’t surcharge debit
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/liron-lightwood.DOCX
A non-profit, volunteer organisation, advocating to advance the interests ...
11 Feb 2020
DOC
93KB
The arrangements for consumers to cancel direct debits and recurring card payments need to be improved. ... Competition in the Cards Market. Q4: How do stakeholders assess the functioning to date of least-cost routing (LCR) of contactless debit card
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/queensland-consumers-association.DOC
Review of Retail Payments Regulation Saurav Dutta, Lien Duong, ...
11 Feb 2020
DOCX
23KB
Payment of cash;. Payment through credit card;. Use “buy-now-pay-later” (BNPL) services. ... After all, merchants can levy a surcharge on credit card payments, but not for more expensive BNPL transactions causing such merchants to complain about the
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/curtin-university.DOCX
29 January 2020 Head of Payments Policy Department Reserve ...
11 Feb 2020
DOCX
92KB
In addition to this, card payments are typically higher in value than transactions paid for in cash. ... Businesses get guaranteed payment when they accept credit cards, freeing them from the worry of non-payment risk.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/restaurant-and-catering-industry-association.DOCX