Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Variation of Interchange Standard as it applies to the MasterCard and Visa systems
26 Apr 2006
Media Release
PDF
92KB
Payment Systems (Regulation) Act 1998
https://www.rba.gov.au/media-releases/2006/pdf/mr-06-02-creditcard-std.pdf
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
Credit cards are used relatively more at higher income levels, while debit card use. ... views the card more favourably; and card issuers may send pre-approved loyalty program invitations to consumers who have been heavily using credit cards.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003
7 May 2008
Submissions
PDF
26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf
Financial Stability Review - March 2006
28 Mar 2006
FSR
- March 2006
PDF
645KB
https://www.rba.gov.au/publications/fsr/2006/mar/pdf/0306.pdf
The Changing Australian Retail Payments Landscape
10 Jul 2003
Bulletin
PDF
76KB
Other organisations. Non-deposit-taking institutions such ascharge card issuers and certain financecompanies also play a role in the Australianpayments system. ... With the now expanded reportingpopulation of card issuers, data from theacquiring side of
https://www.rba.gov.au/publications/bulletin/2003/jul/pdf/bu-0703-1.pdf
Gazette Notice (VISA) - 23 February 2004
23 Feb 2004
Media Release
PDF
27KB
RESERVE BANK OF AUSTRALIA. Payment Systems (Regulation) Act 1998. The designated VISA credit card system. ... an “issuer” is a participant in the Scheme in Australia that issues credit cards to the issuer’s customers;.
https://www.rba.gov.au/media-releases/2004/pdf/mr-04-02-gazette-notice-visa.pdf
Bulletin September Quarter 2023
15 Feb 2024
Bulletin
- September 2023
PDF
8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf
Payments System Board Annual Report 2004 - Competition and Efficiency
22 Sep 2005
PSB Annual Report
2004
PDF
67KB
https://www.rba.gov.au/publications/annual-reports/psb/2004/pdf/competition.pdf
Standard No.2 of 2016: The Setting of Interchange Fees in the Designated Debit and Prepaid Card Schemes and Net Payments to Issuers…
15 Dec 2021
PDF
129KB
payment obligations of the Issuer of that Card in relation to that acceptance;. ... ii) any of the following earned, accrued or receivable by a Direct Issuer Participant for agreeing to issue Cards of any Scheme in the Scheme Pair or for Card
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/pdf/standard-no-2-of-2016-debit-and-prepaid-card-interchange-2021-11-18.pdf
Standard No.1 of 2016: The Setting of Interchange Fees in the Designated Credit Card Schemes and Net Payments to Issuers (compilation)
15 Dec 2021
PDF
116KB
the payment obligations of the Issuer of that Credit Card in relation to that acceptance;. ... Issuer and an Acquirer, directly or indirectly, in relation to International Card Transactions in the Scheme;.
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/pdf/standard-no-1-of-2016-credit-card-interchange-2021-11-18.pdf