Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Payments System Board Annual Report 2001 - Competition and Efficiency
22 Sep 2005
PSB Annual Report
2001
PDF
194KB
https://www.rba.gov.au/publications/annual-reports/psb/2001/pdf/competition.pdf
Bulletin
29 Jan 2024
Bulletin
- January 2024
PDF
5775KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bulletin-2024-01.pdf
Payments System Board Annual Report 2000 - Competition and Efficiency
9 Apr 2013
PSB Annual Report
2000
PDF
260KB
https://www.rba.gov.au/publications/annual-reports/psb/2000/pdf/competition.pdf
Payment Systems (Regulation) Act 1998, The designated credit card systems (Bankcard, MasterCard and VISA)
24 Nov 2005
Media Release
PDF
199KB
Reform of Credit Card Schemes in Australia: Credit Card Interchange Fees
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-13-gazette-notice-ccc-std.pdf
Payments System Board Annual Report 2023
11 Oct 2023
PSB Annual Report
- 2023
PDF
2459KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/psb-annual-report-2023.pdf
Payment Systems (Regulation) Act 1998, The designated credit card systems operated by Bankcard, MasterCard and Visa - July 2005
20 Jul 2005
Media Release
PDF
123KB
Reform of Credit Card Schemes in Australia
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-08-gazette-notice-interchange-std.pdf
Credit Card Schemes in Australia
3 Dec 2001
PDF
308KB
This we believe was the result of credit cards at inception not having a viable economic rationale for the consumer and credit card issuers and acquirers structuring the product economics in ... The financial arrangements in place in this system emerged
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol1/h2-ara-0701.pdf
The Evolution and Regulation of the Payments System
13 Apr 2006
Bulletin
PDF
74KB
Address by Dr Philip Lowe, Assistant Governor (Financial System), to Payments System Conference 2006, Melbourne Business School, Melbourne, 14 March 2006
https://www.rba.gov.au/publications/bulletin/2006/apr/pdf/bu-0406-3.pdf
GUIDANCE FOR NEW ISSUERS ON CERTIFICATION UNDER STANDARD NO. 1 OF 2016 AND STANDARD NO. 2 OF 2016
28 Apr 2021
PDF
66KB
The Bank considers that this will give new issuers reasonable time, following initial card issuance, to generate a sufficient volume of transactions, and therefore Direct Issuer Participant Payments, to cover Direct ... had a full financial year of
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/pdf/guidance-certification-requirements-for-new-issuers.pdf
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
incentives for RMBS issuers to only include high-quality loans) may plausibly bias this multiple higher. ... a tight relationship between the unemployment rate and credit card loss rates during stress events.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf