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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Box B: Competition in Household Lending in New Zealand and the United Kingdom

10 Mar 2006 FSR – March 2006
Moreover, competition has manifested itself in an increasing number of card issuers offering low-rate cards and free balance-transfer deals. ... More recently, some banks and other credit card issuers in the United Kingdom have begun to offer credit
https://www.rba.gov.au/publications/fsr/2006/mar/box-b.html

Developments in the Financial System Architecture

20 Oct 2016 FSR – October 2016
In May, the Bank published the conclusions to its Review of Card Payments Regulation. ... To address issues of competitive neutrality, interchange-like payments to issuers in the American Express companion card system will be regulated equivalently to
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html

Resilience of Australian Households and Businesses

6 Oct 2023 FSR – October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html

Household and Business Finances in Australia

6 Apr 2023 FSR – April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html

List of graphs

10 Sep 2004 FSR – September 2004
Graph A1: Credit Card and Housing Loans Past Due. ... Graph 2: Issuance of RMBS by Type of Issuer.
https://www.rba.gov.au/publications/fsr/2004/sep/graphs.html

The Global and Macro-financial Environment

22 Mar 2024 FSR – March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html

Financial Intermediaries

10 Sep 2005 FSR – September 2005
In particular, a number of credit card issuers now offer ‘low rate’ cards with interest rates in the 10 to 13 per cent range, compared with an average rate of 16 ... In addition, a number of issuers are offering zero per cent deals on balance
https://www.rba.gov.au/publications/fsr/2005/sep/fin-intermed.html

Regulatory Developments

4 Oct 2019 FSR – October 2019
The DDO regime will make issuers and distributors accountable for the design, marketing and distribution of financial and credit products to ensure they meet consumer needs. ... The regime will require issuers to identify in advance the consumers for
https://www.rba.gov.au/publications/fsr/2019/oct/regulatory-developments.html

FSR Developments in the Financial System

10 Sep 2008 FSR – September 2008
most appropriate regulation of credit products, such as credit cards and personal loans. ... As with debentures, however, the issuers are required to disclose against the benchmarks on an ‘if not, why not’ basis.
https://www.rba.gov.au/publications/fsr/2008/sep/dev-sys-infra.html

The Australian Financial System

10 Sep 2007 FSR – September 2007
they do provide back-up lines of credit to the issuers of ABCP) (Graph 17). ... Most issuers, including the five largest banks, now offer low-rate cards with interest rates in the range of 9 to 14 per cent, compared with 17 per cent on traditional
https://www.rba.gov.au/publications/fsr/2007/sep/aus-fin-sys.html