Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
if, for example, they had access to the appropriate technology and card issuer. ... they can handle card payments, potentially lowering the overall cost of accepting cards.20 Similarly,.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf
Box B: Competition in Household Lending in New Zealand and the United Kingdom
10 Mar 2006
FSR
– March 2006
Moreover, competition has manifested itself in an increasing number of card issuers offering low-rate cards and free balance-transfer deals. ... More recently, some banks and other credit card issuers in the United Kingdom have begun to offer credit
https://www.rba.gov.au/publications/fsr/2006/mar/box-b.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments
9 Mar 2023
Submissions
to increase incentives for card issuers to promote particular products within their suite of offerings. ... premium/platinum, super premium, ‘elite’/‘high net worth’). This enables issuers to pay more generous incentives to holders of these cards;
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html
List of tables
12 Sep 2014
PSB Annual Report
– 2014
products' features; the total sample comprises around 90 credit card products offered by the top 10 credit card issuers and selected major merchants; the top 10 issuers are based on issuing ... Sources: RBA; card issuers' websites. Table 6: Fraud Losses
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html
Payments System Reforms
27 Apr 2006
Media Releases
The Reserve Bank released a package of reforms to the EFTPOS and scheme debits systems. It also revoked the designation of the Bankcard system, which is in the process of winding up, and determined that the Payment Systems (Regulation) Act 1998 does
https://www.rba.gov.au/media-releases/2006/mr-06-02.html
Other Retail Payments Developments
12 Sep 2014
PSB Annual Report
– 2014
As discussed in previous annual reports, card issuers offer a range of credit card products, each providing a different mix of fees, features and rewards to appeal to different customer types. ... For instance, card issuers are likely to receive
https://www.rba.gov.au/publications/annual-reports/psb/2014/other-ret-pay-dev.html
Regulatory Framework
9 Mar 2023
The Bank has also explicitly stated that it expects large and medium-sized card issuers to issue ‘dual-network’ debit cards (DNDCs), which allow domestic debit payments to be processed via ... The Bank also introduced an expectation that all debit
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/regulatory-framework.html
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions
21 Mar 2003
Submissions
In other countries, the flow is almost always to the card issuer or there are no interchange fees at all. ... The Reserve Bank can see no reason why debit card issuers, in a competitive market environment, should not do so.
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/
The Cost of Card Payments for Merchants
19 Mar 2020
Bulletin
– March 2020
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html
Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions
25 May 2023
Submissions
For digital wallet services, this network includes card issuers, cardholders that use digital wallets and merchants that accept digital wallet payments. ... Card issuers enter into commercial agreements with digital wallet providers that enable them to
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html