Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
Search Results
Payment Cards
8 Aug 2017
RDP
2017-04
the cards that they held, rather than selecting the type of card (i.e. ... amenable to using this method of payment if, for example, they had access to the appropriate technology and card issuer.
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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Credit and Charge Cards
20 Sep 2005
PSB Annual Report
– 2005
In addition, most card issuers have increased the average annual fee for having a credit card with a reward scheme, and many have placed a cap on the reward points that ... case. For many years, these consumers have helped subsidise the generous reward
https://www.rba.gov.au/publications/annual-reports/psb/2005/credit.html
Least-cost Routing of Debit Card Transactions
17 Aug 2023
Links to Least-cost Routing of Debit Card Transactions
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/least-cost-routing/
Review of Card Payments Regulation: Conclusions
26 May 2016
Media Releases
The Reserve Bank has released the Conclusions to its Review of Card Payments Regulation and Final Standards relating to Surcharging and to Interchange Fees in designated card schemes.
https://www.rba.gov.au/media-releases/2016/mr-16-15.html
Private Net Costs
31 Dec 2014
RDP
2014-14
For merchants, the private costs of credit cards are lower for card-present transactions than for card-not-present transactions. ... Acquirers receive a net transfer as only part of the fees received from merchants is paid to card issuers through the
https://www.rba.gov.au/publications/rdp/2014/2014-14/private-net-costs.html
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Expectations for Tokenisation of Payment Cards and Storage of PANs
19 Dec 2023
These minimum requirements should be at least compliance with the Payment Card Industry Data Security Standard (PCI-DSS). ... This applies regardless of where a status change or lifecycle event originates – be that merchant, scheme, issuer or cardholder
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/expectations-on-tokenisation/index.html
The 'Honour All Cards' Rule | Reform of the EFTPOS and Visa Debit Systems in Australia: A Consultation Document – February 2005
9 Mar 2023
By insisting that merchants must accept Visa-branded cards regardless of the issuer, Visa is maximising the network value to cardholders and issuers. ... an ‘issuer’ is a participant in the Visa Debit system that issues Visa Debit cards to its
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-doc-feb05/honour-all-cards.html
Reform of Card Payment Systems
26 Sep 2006
PSB Annual Report
– 2006
This has encouraged some card issuers to focus more on attracting customers who use their credit cards to borrow, by offering them lower interest rates. ... This fee averages around $1 per withdrawal. A small number of card issuers absorb this cost and
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html
Card Payments and the Retail Sector
28 Sep 2016
Speech
Address delivered by Malcolm Edey, Assistant Governor (Financial System), to the AFR Retail Summit, Melbourne
https://www.rba.gov.au/speeches/2016/sp-ag-2016-09-28.html
Card Payment Systems
13 Sep 2007
PSB Annual Report
– 2007
At the time, these benchmarks – which were based on the costs of credit card issuers – were both around 0.55 per cent (excluding GST), compared with a weighted-average interchange fee ... MasterCard has also introduced a chip rate for its debit cards,
https://www.rba.gov.au/publications/annual-reports/psb/2007/card-payments.html