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RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Payments System Board Update: November 2021 Meeting
19 Nov 2021
Media Releases
At its meeting today, the Payments System Board discussed the Bank's Review of Banknote Distribution Arrangements, recent government reviews and inquiries dealing with payments issues, disclosure of new reliability statistics by retail payments
https://www.rba.gov.au/media-releases/2021/mr-21-27.html
Consultation on the Operation of the Bank's Interchange Standards
28 Feb 2019
Media Releases
Both standards relate to the setting of interchange fees in designated card schemes and net payments to issuers in those schemes. ... The interchange standards introduced new requirements relating to the payment of ‘net compensation’ to issuers.
https://www.rba.gov.au/media-releases/2019/mr-19-04.html
Innovation and Regulation in the Australian Payments System
6 Dec 2020
Speech
PDF
181KB
To be clear, the Board sees a strong case for all larger issuers of debit cards to issue cards with twonetworks on them. ... Soit may not be appropriate to expect very small issuers to issue such cards.
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-12-07.pdf
Some Thoughts on Current Economic Developments
11 Jul 1995
Speech
Talk by Bernie Fraser to the Taproom Club, Melbourne
https://www.rba.gov.au/speeches/1995/sp-gov-110795.html
Competition and Regulation in the Card Payments Market
18 Mar 2010
Speech
PDF
39KB
Card Payments Market
https://www.rba.gov.au/speeches/2010/pdf/sp-ag-150310.pdf
Payments System Board Update: May 2019 Meeting
24 May 2019
Media Releases
Least-cost routing of debit card transactions. The Board has been supportive of dual-network debit cards because they provide convenience and choice to both consumers and merchants and can help ... The Board stressed that the benefits to competition from
https://www.rba.gov.au/media-releases/2019/mr-19-13.html
An Efficient, Competitive and Safe Payments System
14 Dec 2022
Speech
PDF
638KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-gov-2022-12-14.pdf
The Reserve Bank of Australia – Post Wallis
28 Oct 1999
Speech
Keynote lecture by John Laker to the Monash University Law School Foundation, Melbourne
https://www.rba.gov.au/speeches/1999/sp-ag-281099.html
Payments System Board Update: February 2022 Meeting
17 Feb 2022
Media Releases
Today’s Payments System Board meeting discussed payments system regulatory reforms, systemically important payment systems, critical infrastructure reforms, banknote distribution arrangements and CBDC developments.
https://www.rba.gov.au/media-releases/2022/mr-22-03.html
Access Regime Access Regime for the MasterCard Credit Card ...
17 Dec 2014
Media Release
PDF
95KB
section 5 of the Banking Act 1959;. an “issuer” is a participant in the Scheme in Australia that issues credit cards to the. ... issuer’s customers;. “merchant” means a merchant in Australia that accepts a credit card for payment for.
https://www.rba.gov.au/media-releases/2014/pdf/mr-14-22-gazette-notice-mastercard.pdf