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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Preliminary Assessment | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
interests of current and prospective future participants in the MasterCard and Visa credit card systems and the Visa Debit system. ... Accordingly, APRA has indicated that it does not support providing exemptions from Banking Act obligations for any
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/preliminary-assessment.html

Review of the Regulatory Framework for the eftpos System: Consultation on Designation - March 2012

8 Mar 2012 Consultations PDF 1032KB
to the issuer, whereas under bilateral arrangements, an interchange fee of between 4 and 5 cents is paid to the acquirer. ... on a similar footing to multilateral fees (a 12 cent cap, paid to the issuer); or be removed from the regulatory framework? •
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/pdf/201203-replacing-eftpos-designation.pdf

Background | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
to the Banking Regulations 1966 that declared credit card issuing and acquiring to be banking business. ... The Access Regimes also prevented schemes from discriminating between types of ADIs (including SCCIs) and between issuers and acquirers.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/background.html

Consultation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
Consultation. The Bank released Review of Card System Access Regimes: A Consultation Document, in May 2013. ... In total, 16 submissions were received, including from financial institutions, industry groups, potential members and the card schemes.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/consultation.html

Options for Reform | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
Under the Banking Regulations 1966, banking business includes both credit card issuing and acquiring. ... Once again, this option would only be effective if Banking Regulation 4 was removed so that issuers and acquirers of credit cards were no longer
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/options-reform.html

Consultations

23 May 2024 Consultations
Index of Consultations
https://www.rba.gov.au/publications/consultations/

The Australian Debit Card Market: Default Settings and Tokenisation – June 2023 | Consultations

16 Jun 2023 Consultations
The Bank has released an Issues Paper outlining some options for further enhancing the competitiveness, efficiency and safety of Australia’s debit card market.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/

The Australian Economy and Financial Markets

2 May 2024 Chart Pack PDF 5792KB
The Australian Economy and Financial Markets - May 2024
https://www.rba.gov.au/chart-pack/pdf/chart-pack.pdf

The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation September 2023.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/

Review of Card Surcharging: A Consultation Document | Consultations

7 Jun 2011 Consultations
REFORMS: Credit Cards; Debit Cards; The ATM System; ATM Fee Reforms; Review of Card Payment Systems Reforms; Account Switching; POLICY FRAMEWORK: Payments System Board; Core Principles for Systemically Important Payment Systems; Standards for
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/