Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Payments System Board Annual Report 2003 - Competition and Efficiency
22 Sep 2005
PSB Annual Report
2003
PDF
94KB
https://www.rba.gov.au/publications/annual-reports/psb/2003/pdf/competition.pdf
Retail Payments Regulation and Policy Issues
17 Oct 2019
PSB Annual Report
– 2019
The Board also stressed that the benefits to competition from LCR should not be prevented by issuers removing networks from dual-network cards. ... Issuers also have responsibilities to facilitate SCA for online CNP transactions when their fraud rates
https://www.rba.gov.au/publications/annual-reports/psb/2019/retail-payments-regulation-and-policy-issues.html
Competition and Co-operation in Retail Payments
25 Oct 2010
PSB Annual Report
– 2010
The difference in interchange fee flows has tended to result in card issuers favouring scheme debit cards and promoting them to customers, while merchants have tended to favour EFTPOS. ... A widespread move by other issuers to follow Westpac's strategy
https://www.rba.gov.au/publications/annual-reports/psb/2010/competition-payments.html
List of tables
14 Sep 2017
PSB Annual Report
– 2017
Sources: ASX; CLS; RBA. Table 4: Selected Debit and Prepaid Card Interchange Fees: eftpos. ... Ceiling. –. 0.80. –. 0.80. (a) Fees are paid by the acquirer to the issuer.
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html
Retail Payments Regulation and Policy Issues
21 Oct 2021
PSB Annual Report
– 2021
In response to questions that arose during the previous compliance review, the Bank published guidance in February that sets out when the Bank expects new card issuers to first certify compliance ... This framework requires card issuers and merchants to
https://www.rba.gov.au/publications/annual-reports/psb/2021/retail-payments-regulation-and-policy-issues.html
List of tables
20 Sep 2018
PSB Annual Report
– 2018
Number. Value. $. Number. Value. Number. Value. Cards. 73.5. 5.4. 68. ... e). 12,000. 29. 37. 13. Cheques. 320. 47. 4. 17. Credit/charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2018/tables.html
The Evolving Payments Landscape
21 Oct 2021
PSB Annual Report
– 2021
g. For example, data released by a large card issuer showed that the value of monthly transactions made using mobile wallets more than doubled over the past 18 months. ... Apple Pay, Samsung Pay and Google Pay are now supported by almost all card
https://www.rba.gov.au/publications/annual-reports/psb/2021/the-evolving-payments-landscape.html
Retail Payments Regulation and Policy Issues
20 Sep 2018
PSB Annual Report
– 2018
Around four-fifths of debit cards issued in Australia are dual-network cards, which allow a payment to be processed via either eftpos or one of the two other debit card ... This may partly reflect the new regulation, which limits the interchange-like
https://www.rba.gov.au/publications/annual-reports/psb/2018/retail-payments-regulation-and-policy-issues.html
Developments in Retail Payments Systems
10 Sep 2012
PSB Annual Report
– 2012
This means that the card issuer receives considerably greater interchange fee revenue for transactions on platinum cards than for standard or gold cards, and may use this revenue to fund more ... The various strategies adopted by card issuers in relation
https://www.rba.gov.au/publications/annual-reports/psb/2012/dev-ret-pay-sys.html
List of tables
20 Sep 2005
PSB Annual Report
– 2005
Debit Cards. Joint Study announced. Joint Study released. EFTPOS industry working group formed. ... 2003. 2004. 2005. Credit Cards. No surcharge rule abolished. Access regime comes into force.
https://www.rba.gov.au/publications/annual-reports/psb/2005/tables.html