Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Credit and Charge Cards
20 Sep 2005
PSB Annual Report
– 2005
In addition, most card issuers have increased the average annual fee for having a credit card with a reward scheme, and many have placed a cap on the reward points that ... case. For many years, these consumers have helped subsidise the generous reward
https://www.rba.gov.au/publications/annual-reports/psb/2005/credit.html
Reform of Card Payment Systems
26 Sep 2006
PSB Annual Report
– 2006
This has encouraged some card issuers to focus more on attracting customers who use their credit cards to borrow, by offering them lower interest rates. ... This fee averages around $1 per withdrawal. A small number of card issuers absorb this cost and
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html
Card Payment Systems
13 Sep 2007
PSB Annual Report
– 2007
At the time, these benchmarks – which were based on the costs of credit card issuers – were both around 0.55 per cent (excluding GST), compared with a weighted-average interchange fee ... MasterCard has also introduced a chip rate for its debit cards,
https://www.rba.gov.au/publications/annual-reports/psb/2007/card-payments.html
Competition and Efficiency
21 Mar 2002
PSB Annual Report
– 2001
Revenues from interchange fees allow credit card issuers to ‘subsidise’ cardholders to use their credit cards, by charging them less than the cost of the credit card payment services they use ... In Australia, interchange fees for proprietary debit
https://www.rba.gov.au/publications/annual-reports/psb/2001/competition.html
Competition and Efficiency
11 Nov 2004
PSB Annual Report
– 2004
They are also not permitted to discriminate on the basis of whether the potential entrant will be an issuer of credit cards only, an acquirer of credit card transactions only or ... Offsetting this, many issuers have introduced cards featuring
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html
Payments System Regulation and Policy Issues
27 Sep 2023
PSB Annual Report
– September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html
Competition and Efficiency
24 Mar 2003
PSB Annual Report
– 2002
Depending on the selection made by the cardholder, issuers of this card can earn the same interchange fee rate as that for credit cards for what are essentially debit card transactions. ... Card issuers would also be free to charge their customers
https://www.rba.gov.au/publications/annual-reports/psb/2002/competition.html
Payments System Board Annual Report 2004 -Glossary
22 Sep 2005
PSB Annual Report
2004
PDF
40KB
https://www.rba.gov.au/publications/annual-reports/psb/2004/pdf/glossary.pdf
Payments System Board Annual Report 2003 - Glossary of Terms and Abbreviations
22 Sep 2005
PSB Annual Report
2003
PDF
26KB
https://www.rba.gov.au/publications/annual-reports/psb/2003/pdf/glossary.pdf
Other Retail Payments Developments
12 Sep 2014
PSB Annual Report
– 2014
As discussed in previous annual reports, card issuers offer a range of credit card products, each providing a different mix of fees, features and rewards to appeal to different customer types. ... For instance, card issuers are likely to receive
https://www.rba.gov.au/publications/annual-reports/psb/2014/other-ret-pay-dev.html