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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Domestic Financial Conditions

7 Aug 2020 SMP – August 2020
Since the announcement, the Bank has had applications for more than 200 securities from around 75 issuers to be considered as eligible collateral. ... Moreover, since mid May, more issuers (mostly non-resident banks) have been able to issue bonds with
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html

Modelling Consumer Payment Behaviour for Australia

1 Jul 2009 RDP 2009-04
John Simon, Kylie Smith and Tim West
of the credit card and views the card more favourably; and card issuers may send pre-approved loyalty program invitations to consumers who have been heavily using credit cards. ... These cards are aimed at revolver consumers, who represent around 34 per
https://www.rba.gov.au/publications/rdp/2009/2009-04/modelling-consumer-payment-behaviour-australia.html
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Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
As noted above, the ATM Access Regime places certain restrictions on the ability of financial institutions (card issuers) to pay interchange fees to access other participants' ATM fleets. ... The exemption allows card issuers to pay interchange fees to
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

List of tables

8 Sep 2011 PSB Annual Report – 2011
Shares in the year to June 2011, per cent. Number. Value. Credit cards. ... Sources: credit card issuers' websites as at 30 June 2011. Table 8: Fraud on Australian-issued Payment Instruments.
https://www.rba.gov.au/publications/annual-reports/psb/2011/tables.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
The major points include:. There are a wide range of card products and issuers in the Australian credit card market, and while ‘standard’ interest rates on credit cards tend to be ... very high, lower-rate cards are widely available, as are
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

The Evolution and Regulation of the Payments System

13 Apr 2006 Bulletin PDF 74KB
Address by Dr Philip Lowe, Assistant Governor (Financial System), to Payments System Conference 2006, Melbourne Business School, Melbourne, 14 March 2006
https://www.rba.gov.au/publications/bulletin/2006/apr/pdf/bu-0406-3.pdf

Macrofinancial Stress Testing on Australian Banks

13 Sep 2023 RDP PDF 1940KB
incentives for RMBS issuers to only include high-quality loans) may plausibly bias this multiple higher. ... a tight relationship between the unemployment rate and credit card loss rates during stress events.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf

Resilience of Australian Households and Businesses

6 Oct 2023 FSR – October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html

Bulletin September Quarter 2023

15 Feb 2024 Bulletin - September 2023 PDF 8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf

Domestic Financial Conditions

10 Nov 2023 SMP – November 2023
Domestic Financial Conditions | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/domestic-financial-conditions.html