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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Appendix A | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/appendix.html

The Cost of Card Payments for Merchants

19 Mar 2020 Bulletin – March 2020
Kateryna Occhiutto
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
The reduced popularity of credit cards is likely to reflect a range of factors, including reductions in the generosity of credit card rewards programs and changing attitudes towards this type of ... New technology (terminals and chip-based cards) rolled
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Bulletin March Quarter 2012

20 Apr 2012 Bulletin PDF 3093KB
Extracting Information from Financial Market Instruments 45. The Personal Credit Card Market in Australia: Pricing over the Past Decade 55.
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312.pdf

Competition and Efficiency

25 Sep 2003 PSB Annual Report – 2003
In most other countries, the interchange fees are either paid to the card issuer, or there are no interchange fees at all. ... That fee would be debited to the cardholder's account along with the cash withdrawal, and the resulting amount settled between
https://www.rba.gov.au/publications/annual-reports/psb/2003/competition.html

Competition and Efficiency

1 Oct 2000 PSB Annual Report – 2000
Interchange fees for ATM transactions are paid by the card issuer to the financial institution which owns the ATM. ... In other countries the flow is to the card issuer, or there are no interchange fees at all.
https://www.rba.gov.au/publications/annual-reports/psb/2000/competition.html

List of tables

12 Sep 2014 PSB Annual Report – 2014
products' features; the total sample comprises around 90 credit card products offered by the top 10 credit card issuers and selected major merchants; the top 10 issuers are based on issuing ... Sources: RBA; card issuers' websites. Table 6: Fraud Losses
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html

Dual-Network Cards and Mobile Wallet Technology: Consultation Paper - December 2016

7 Dec 2016 Consultations PDF 524KB
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/pdf/20161207-dual-network-cards-and-mobile-wallet-technology.pdf

Financial Stability Review - September 2005

26 Sep 2005 FSR - September 2005 PDF 494KB
https://www.rba.gov.au/publications/fsr/2005/sep/pdf/0905.pdf

Box B: Competition in Household Lending in New Zealand and the United Kingdom

27 Mar 2006 FSR – March 2006 PDF 30KB
https://www.rba.gov.au/publications/fsr/2006/mar/pdf/box-b.pdf