Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
Search Results
The Personal Credit Card Market in Australia: Pricing over the Past Decade
10 Mar 2012
Bulletin
– March 2012
cardholder. Sources: RBA; credit card issuers' websites. Reward points for merchant-branded four-party platinum cards are more generous than the bank-branded platinum cards: the cardholder needs to spend around ... More recently, card schemes have
https://www.rba.gov.au/publications/bulletin/2012/mar/7.html
A Guide to the Card Payments System Reforms
10 Sep 2010
Bulletin
– September 2010
So for a $100 transaction, a card issuer would receive a payment of $1 from the merchant's bank. ... The higher the fee, the more attractive it is to issue cards and the more benefits the card issuer can offer cardholders to use the cards.
https://www.rba.gov.au/publications/bulletin/2010/sep/7.html
Credit and Charge Cards
20 Sep 2005
PSB Annual Report
– 2005
In addition, most card issuers have increased the average annual fee for having a credit card with a reward scheme, and many have placed a cap on the reward points that ... case. For many years, these consumers have helped subsidise the generous reward
https://www.rba.gov.au/publications/annual-reports/psb/2005/credit.html
Reform of Card Payment Systems
26 Sep 2006
PSB Annual Report
– 2006
This has encouraged some card issuers to focus more on attracting customers who use their credit cards to borrow, by offering them lower interest rates. ... This fee averages around $1 per withdrawal. A small number of card issuers absorb this cost and
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html
Card Payment Systems
13 Sep 2007
PSB Annual Report
– 2007
At the time, these benchmarks – which were based on the costs of credit card issuers – were both around 0.55 per cent (excluding GST), compared with a weighted-average interchange fee ... MasterCard has also introduced a chip rate for its debit cards,
https://www.rba.gov.au/publications/annual-reports/psb/2007/card-payments.html
Abstract for The Personal Credit Card Market in Australia: Pricing over the Past Decade
10 Mar 2012
Bulletin
– March 2012
Bulletin – March 2012 The Personal Credit Card Market in Australia: Pricing over the Past Decade Abstract. ... New strategies adopted by issuers include: the introduction of ‘companion’ American Express cards; a substantial increase in the number
https://www.rba.gov.au/publications/bulletin/2012/mar/bu-0312-7a.html
How Australians Pay: New Survey Evidence
16 Mar 2017
Bulletin
– March 2017
The Reserve Bank's 2016 Consumer Payments Survey showed that Australian consumers are increasingly using their debit or credit cards instead of paying in cash or writing cheques. While more and more small payments are being made with contactless
https://www.rba.gov.au/publications/bulletin/2017/mar/7.html
Competition and Efficiency
21 Mar 2002
PSB Annual Report
– 2001
Revenues from interchange fees allow credit card issuers to ‘subsidise’ cardholders to use their credit cards, by charging them less than the cost of the credit card payment services they use ... In Australia, interchange fees for proprietary debit
https://www.rba.gov.au/publications/annual-reports/psb/2001/competition.html
Payments System Regulation and Policy Issues
27 Sep 2023
PSB Annual Report
– September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html
Competition and Efficiency
11 Nov 2004
PSB Annual Report
– 2004
They are also not permitted to discriminate on the basis of whether the potential entrant will be an issuer of credit cards only, an acquirer of credit card transactions only or ... Offsetting this, many issuers have introduced cards featuring
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html