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RBA Glossary definition for business cycle

business cycle – The period between peaks or troughs of macroeconomic activity.

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Submission to the Inquiry into Access of Small Business to Finance – March 2010 | Financial Sector | Submissions

24 Mar 2010 Submissions
In contrast, borrowing by large business has fallen as these businesses have raised new equity capital to repay debt and strengthen their balance sheets and scaled back their debt-funded acquisitions. ... The Sensis Business Index covers approximately
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/

The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions

24 May 2023 Submissions
or business restrictions limiting the ability of ATM owners to impose a direct charge. ... outside the usual statement cycle, the statement is to show:.….
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html

Submission to the Inquiry into Access for Small and Medium Business to Finance - February 2011 | Financial Sector | Submissions

7 Feb 2011 Submissions
Business surveys suggest that the availability of finance is not the most significant factor concerning small businesses at present. ... The Sensis Business Index covers approximately 1,400 small businesses and 400 medium businesses (20 to 199 employees).
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/

Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

24 May 2023 Submissions
The Conclusions to the Review also recognised that reducing capacity is necessarily a business decision for the private participants themselves. ... The ability of BDA Participant banks to utilise these services would depend on their internal business
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Submission to the Inquiry into Bank Closures in Regional Australia | Financial Sector | Submissions

3 May 2023 Submissions
Graph 3. Graph 4. Declining cash use can also affect businesses willingness to accept cash as a form of payment. ... See Guttmann R, T Livermore and Z Zhang (2023), ‘The Cash-use Cycle in Australia’, RBA Bulletin, March.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-bank-closures-in-regional-australia/

Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
the business cycle (Kindleberger and Aliber 2011). ... This is a consideration in Australia, given that the major banks' businesses focus heavily on traditional commercial banking – that is, servicing household and business customers – in Australia
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html

Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
appears to be less vigorous for small business lending – reflecting the complexity of this market. ... However, at this stage fintech firms generally remain small and their performance is untested over a full cycle.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html

Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
Business cycles can be unpredictable in duration, and the associated credit cycles can vary in amplitude. ... It is important that households, businesses, and financial institutions remain alert to the risks.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html

Summary of Key Themes | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
New entrants, particularly those with new business models or low costs, are therefore likely to be important in determining the future competitive environment. ... The sustainability of these new techniques and players needs to be assessed over a full
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/summary-of-key-themes.html

Submission to NESA Review of Commerce Years 7–10 Syllabus – December 2017 | Education | Submissions

1 Dec 2017 Submissions
Submission to NESA Review of Commerce Years 7–10 Syllabus - December 2017
https://www.rba.gov.au/publications/submissions/other/submission-to-nesa-review-of-commerce-years-7-10-syllabus/