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RBA Glossary definition for business cycle

business cycle – The period between peaks or troughs of macroeconomic activity.

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Financial Sector | Submissions

8 May 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/financial-sector/

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
Acquirers would compete, to the extent they presently do, for the business of merchants wanting to accept debit cards. ... Improving access to the business of acquiring – whether by independent acquirers or by merchants seeking to do their own
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

8 May 2024 Submissions
These differences may have implications for the security of customer information and the business models adopted by mobile wallet providers. ... authentication. Digital wallet providers are generally platform businesses that facilitate interaction
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Supplementary Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2020 | Responses and…

8 May 2024 Submissions
Households and businesses are also well served by a modern, efficient and resilient electronic payment system that has undergone significant innovation in recent years, including the introduction of the New Payments
https://www.rba.gov.au/publications/submissions/payments-system/supplementary-submission-technology-12-2020/index.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
that in most regards is providing high-quality services for Australian households, businesses and government entities. ... The increased consumer use of remote payments has been accompanied by more businesses selling goods or services on their websites
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

8 May 2024 Submissions
online with other businesses. ... The NPP provides the clearing and settlement infrastructure through which financial institutions can provide their household, business and government customers with the ability to make fast, versatile and data-rich
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Proposed Merger Between Armaguard and Prosegur – April 2023 | Responses and Options Paper

8 May 2024 Submissions
other participants to adjust their own business strategies. ... the business continuity plans/arrangements of the CIT company's customers, how quickly they can be mobilised and how effective they are in this particular context in transitioning to a new
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-april-2023/index.html

Submission to the Australian Competition and Consumer Commission – April 2024 | Submissions Payments System

8 May 2024 Submissions
Despite the merger having proceeded as intended, Armaguard indicated last year that its CIT business continues to be unsustainable. ... Business continuity planning (BCP). The RBA is chairing a BCP Working Group to consider industry preparedness in the
https://www.rba.gov.au/publications/submissions/payments-system/accc-on-aba-cash-in-transit-application-04-2024/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
Download 906. KB. In recent decades there have been significant changes in the way that individuals, businesses and government agencies make and receive retail payments. ... Over the past financial year, Australian personal and business cardholders made
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit

8 May 2024 Submissions
issuers making much higher rates of return on their credit card lending than on other lines of business.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html