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RBA Glossary definition for business cycle
business cycle – The period between peaks or troughs of macroeconomic activity.
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Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
Unincorporated business owners are less likely to use debt and have lower gearing levels than incorporated businesses. ... Liaison suggests that smaller business creditors often have their payment terms unilaterally extended by larger businesses.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html
Superannuation | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
and increasingly so, in the intermediation business, taking savings and investing in a range of assets. ... There are also a range of small business tax concessions that may influence small business owners to transfer business property into an SMSF
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/superannuation.html
NESA Review of Commerce Years 7-10 Syllabus
17 Aug 2018
Submissions
PDF
2524KB
However, the introduction of new subjects in 1991 saw a sharp rise in enrolments in Business Studies (and other vocationally oriented subjects). ... Economics and Business Education will provide a much more significant opportunity for a continuum of
https://www.rba.gov.au/publications/submissions/other/submission-to-nesa-review-of-commerce-years-7-10-syllabus/pdf/submission-to-nesa-review-of-commerce-years-7-10-syllabus.pdf
Supplementary Submission to the Financial System Inquiry August 2014
26 Aug 2014
Submissions
PDF
339KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/pdf/financial-system-inquiry-2014-08.pdf
Interest Margins and Spreads | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial…
30 Nov 2010
Submissions
In addition, housing lending has increased as a share of banks' assets, and this earns a lower interest margin than business lending. ... This effect has been offset somewhat by higher risk margins on lending, particularly on business loans, which have
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/interest-margins.html
Submission to the Inquiry into the Reserve Bank Amendment (Australian Reconstruction and Development Board) Bill 2013
13 Feb 2014
Submissions
PDF
188KB
Senate Economics Legislation Committee
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-rba-amendment-australian-reconstruction-development-board-bill-2013/pdf/inquiry-rba-amendment-australian-reconstruction-development-board-bill-2013.pdf
Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…
6 Sep 1996
Submissions
necessary liquidity through the discount window, although the banks remained responsible for the credit risks involved in lending to their business borrowers. ... This is not an easy task as there is no mechanical link that applies over time; each cycle
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html
Executive Summary | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
national circumstances, and should not disadvantage particular activities or business models except to the extent justified by the relative risks they pose. ... However, the market for small business loans has more structural impediments to competition
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/executive-summary.html
Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
6.3.4 Large business lending. Large businesses tend to have access to a range of financing options, which may aid price competition for loans. ... 6.3.6 Small business lending. Small businesses tend to have access to fewer sources of financing than large
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html
Submission to the Inquiry into Affordable Housing - February 2014
17 Mar 2014
Submissions
PDF
1303KB
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/pdf/inquiry-affordable-housing.pdf