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RBA Glossary definition for business cycle

business cycle – The period between peaks or troughs of macroeconomic activity.

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Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
appears to be less vigorous for small business lending – reflecting the complexity of this market. ... However, at this stage fintech firms generally remain small and their performance is untested over a full cycle.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html

Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
Business cycles can be unpredictable in duration, and the associated credit cycles can vary in amplitude. ... It is important that households, businesses, and financial institutions remain alert to the risks.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html

Summary of Key Themes | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
New entrants, particularly those with new business models or low costs, are therefore likely to be important in determining the future competitive environment. ... The sustainability of these new techniques and players needs to be assessed over a full
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/summary-of-key-themes.html

Submission to NESA Review of Commerce Years 7–10 Syllabus – December 2017 | Education | Submissions

1 Dec 2017 Submissions
Submission to NESA Review of Commerce Years 7–10 Syllabus - December 2017
https://www.rba.gov.au/publications/submissions/other/submission-to-nesa-review-of-commerce-years-7-10-syllabus/

Submission to the Inquiry into Affordable Housing–February 2014 | Housing and Housing Finance | Submissions

1 Feb 2014 Submissions
Berger-Thomson L and L Ellis (2004), ‘Housing Construction Cycles and Interest Rates’, RBA Research Discussion Paper No 2004-08. ... Available at <http://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Former_Committees/hsaf/report/index>.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf

Submission to the Inquiry into access for Small and Medium Business to Finance

7 Feb 2011 Submissions PDF 117KB
Access for Small and Medium Business to Finance
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/pdf/inquiry-access-for-small-and-medium-business-to-finance-2011.pdf

Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
The higher the fixed costs in a particular area of business (e.g. ... For example, business lending is typically riskier than housing lending but can generate higher returns.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html

Recent Influences on the Competitive Environment | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
It partly reflects factors such as economies of scale, diversification of business models and whether infrastructure and brand reputation are well-established. ... More recently, foreign banks from Asia have competed strongly in some segments of the
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/recent-influences-on-the-competitive-environment.html

Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…

6 Sep 1996 Submissions
rather than to any shift to securitisation of financial flows to the business sector. ... post-deregulation cycle in the banking sector (and the most significant cycle in the banking system since the 1930s).
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html