Search: business cycle
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RBA Glossary definition for business cycle
business cycle – The period between peaks or troughs of macroeconomic activity.
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Executive Summary | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
national circumstances, and should not disadvantage particular activities or business models except to the extent justified by the relative risks they pose. ... However, the market for small business loans has more structural impediments to competition
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/executive-summary.html
Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)
25 Jul 2013
Submissions
PDF
604KB
It is also generic that a large part of bank lending will be tosmall and medium-sized businesses where information about creditworthiness is. ... spreading the financial disturbance quicklyto the real economy through a contraction in business activity.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf
Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
6.3.4 Large business lending. Large businesses tend to have access to a range of financing options, which may aid price competition for loans. ... 6.3.6 Small business lending. Small businesses tend to have access to fewer sources of financing than large
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html
Submission to the Inquiry into the Reserve Bank Amendment (Australian Reconstruction and Development Board) Bill 2013 – February 2014 |…
1 Feb 2014
Submissions
Senate Economics References Committee Inquiry into Access of Small Business to Finance, March. ... See ABS (2013), Selected Characteristics of Australian Business 2011–12, ABS Cat No 8167.0, September.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-rba-amendment-australian-reconstruction-development-board-bill-2013/
Productivity Commission Inquiry on First Home Ownership
14 Nov 2003
Submissions
PDF
438KB
some previous cycles, particularly that in the late 1980s, when the annual increase peaked at. ... larger than those occurring in previous cycles. For example, there was a cumulative increase.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/pdf/inquiry-productivity-commission-on-first-home.pdf
Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Despite these positive developments, there are some challenges. Some fintech firms have suggested that access to banking services is difficult where the firm's business model relates to payments. ... An investment in cooperative infrastructure might not
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html
The Regulatory Response to the Global Financial Crisis | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
short-term, speculative risk-taking by the institution unrelated to client business, as opposed to market-making) and limits their investments in managed funds. ... In addition to a similar ban on proprietary trading, the Liikanen reforms would also
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/regulatory-response-to-the-global-financial-crisis.html
Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
though only around 3 per cent by value when higher value payments by businesses and government are included). ... Since 1997, consumers and billing businesses have also rapidly adopted BPAY, an electronic bill payment system.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html
Housing Finance | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector |…
10 Jul 2008
Submissions
It is not, however, unusual for the competitive position of different lenders to vary over the course of the credit cycle. ... At this pricing, new mortgage business financed through the RMBS market is unlikely to be profitable.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/housing-finance.html
Senate Economics References Committee Inquiry into Competition within the Australian Banking Sector
6 Dec 2010
Submissions
PDF
261KB
Inquiry into Competition within the Australian Banking Sector
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/pdf/inquiry-competition-within-australian-banking-sector-2010.pdf