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RBA Glossary definition for business cycle
business cycle – The period between peaks or troughs of macroeconomic activity.
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The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions
8 May 2024
Submissions
or business restrictions limiting the ability of ATM owners to impose a direct charge. ... outside the usual statement cycle, the statement is to show:.….
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html
Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper
8 May 2024
Submissions
The Conclusions to the Review also recognised that reducing capacity is necessarily a business decision for the private participants themselves. ... The ability of BDA Participant banks to utilise these services would depend on their internal business
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html
Submission to the Inquiry into Bank Closures in Regional Australia | Financial Sector | Submissions
3 May 2023
Submissions
Graph 3. Graph 4. Declining cash use can also affect businesses willingness to accept cash as a form of payment. ... See Guttmann R, T Livermore and Z Zhang (2023), ‘The Cash-use Cycle in Australia’, RBA Bulletin, March.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-bank-closures-in-regional-australia/
Submission to NESA Review of Commerce Years 7–10 Syllabus – December 2017 | Education | Submissions
1 Dec 2017
Submissions
Submission to NESA Review of Commerce Years 7–10 Syllabus - December 2017
https://www.rba.gov.au/publications/submissions/other/submission-to-nesa-review-of-commerce-years-7-10-syllabus/
Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
appears to be less vigorous for small business lending – reflecting the complexity of this market. ... However, at this stage fintech firms generally remain small and their performance is untested over a full cycle.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html
Summary of Key Themes | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
New entrants, particularly those with new business models or low costs, are therefore likely to be important in determining the future competitive environment. ... The sustainability of these new techniques and players needs to be assessed over a full
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/summary-of-key-themes.html
Recent Influences on the Competitive Environment | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…
6 Sep 2017
Submissions
It partly reflects factors such as economies of scale, diversification of business models and whether infrastructure and brand reputation are well-established. ... More recently, foreign banks from Asia have competed strongly in some segments of the
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/recent-influences-on-the-competitive-environment.html
Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…
6 Sep 2017
Submissions
The higher the fixed costs in a particular area of business (e.g. ... For example, business lending is typically riskier than housing lending but can generate higher returns.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html
Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Despite these positive developments, there are some challenges. Some fintech firms have suggested that access to banking services is difficult where the firm's business model relates to payments. ... An investment in cooperative infrastructure might not
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html
Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
the business cycle (Kindleberger and Aliber 2011). ... This is a consideration in Australia, given that the major banks' businesses focus heavily on traditional commercial banking – that is, servicing household and business customers – in Australia
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html