Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit
9 Mar 2023
Submissions
to assume that banks’ risk models expect lower loss rates for some account holders and higher rates for others, for example borrowers who have tended to be revolvers. ... build up significant balances, while in the case of other individuals, banks may
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html
Lending Rates | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
speed at which loans can be repriced, and the sensitivity of the borrower to changes in lending rates. ... There can be considerable variation in interest rates across large businesses, as banks base their pricing on the characteristics of the individual
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/lending.html
Submission to the Inquiry into access for Small and Medium Business to Finance
7 Feb 2011
Submissions
PDF
117KB
Access for Small and Medium Business to Finance
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/pdf/inquiry-access-for-small-and-medium-business-to-finance-2011.pdf
Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…
6 Sep 2017
Submissions
Information problems. One of the main roles played by financial intermediaries is to efficiently gather information about the credit risk of potential borrowers. ... The borrower may therefore find it difficult to switch to another institution that has
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html
Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Information problems – both in relation to lenders' knowledge of the riskiness of potential borrowers and customers' awareness of alternative products – inhibit competition.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html
Submission to the Inquiry into Housing Affordability and Supply in Australia
20 Sep 2021
Submissions
PDF
1496KB
for borrowers. For those looking to purchase a property, the combination of low interest rates,. ... 0. 10. 20. 30. 40. %. Loan Commitments by Borrower TypeYear-ended growth.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-housing-affordability-and-supply-in-australia/pdf/inquiry-into-housing-affordability-and-supply-in-australia.pdf
Notes on Bank Fees in Australia – May 2000 | Bank Fees and Margins | Submissions
17 May 2000
Submissions
Notes on Bank Fees in Australia – May 2000
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/
Joint RBA-APRA Submission to the Inquiry into Home Lending Practices and Processes – August 2007 | Housing and Housing Finance | Submissions
8 Aug 2007
Submissions
Joint RBA-APRA Submission to the Inquiry into Home Lending Practices and Processes – August 2007
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-home-loan-lending-practices-and-processes/
The Role of the Financial Sector | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Intermediation: a way of transferring resources between savers and borrowers. Risk transfer: a means for pricing and allocating certain risks. ... Monitoring borrowers: financial institutions take steps to limit the misuse of savers' assets.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/role-of-financial-sector.html
Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector (May 2012)
1 Jun 2012
Submissions
PDF
1243KB
Senate Economics References Committee
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/pdf/inquiry-post-gfc-banking-sector-2012.pdf