Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Submission to the Inquiry into Affordable Housing - February 2014
17 Mar 2014
Submissions
PDF
1303KB
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/pdf/inquiry-affordable-housing.pdf
Submission to the Inquiry into Access of Small Business to Finance
26 Mar 2010
Submissions
PDF
455KB
Access of Small Business to Finance
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/pdf/inquiry-access-of-small-business-to-finance-2010.pdf
Proposed Clearing Regime Design and Application | Central Clearing of OTC Derivatives in Australia June 2011 | Consultations
7 Jun 2011
Consultations
This reflects the following considerations:. this market is fundamental to domestic funding markets and the hedging of interest rate risk among Australian borrowers and lenders, and therefore the stability and efficiency
https://www.rba.gov.au/publications/consultations/201106-otc-derivatives/proposed-clearing-regime-design.html
RBA Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors
11 Jul 2008
Submissions
PDF
147KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/pdf/inquiry-competition-in-banking-and-non-banking-sector.pdf
Competition in the Financial System - September 2017
19 Sep 2017
Submissions
PDF
969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf
Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Some of these lenders, such as non-ADIs, specialise in lending to higher-risk borrowers (Aylmer 2016). ... Among other factors, this is likely to be due to differences in borrower or product risks.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html
The RBA's Response to Consultation on its Proposed RMBS Reporting Templates
29 Oct 2013
Consultations
PDF
134KB
borrower income at the time of loan underwriting may not an accurate predictor of future loan performance;. • ... RL070 (Significant Borrower Flag); RL061-62 (Property Statistical Area & Property State or Territory); RL035 (Cumulative Pre-Payments).
https://www.rba.gov.au/publications/consultations/201210-response-re-new-rmbs-reporting-templates/pdf/response-to-rmbs-reporting-templates-consultation.pdf
Submission to the Inquiry into access for Small and Medium Business to Finance
7 Feb 2011
Submissions
PDF
117KB
Access for Small and Medium Business to Finance
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/pdf/inquiry-access-for-small-and-medium-business-to-finance-2011.pdf
Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Information problems – both in relation to lenders' knowledge of the riskiness of potential borrowers and customers' awareness of alternative products – inhibit competition.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html
Lending Rates | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
speed at which loans can be repriced, and the sensitivity of the borrower to changes in lending rates. ... There can be considerable variation in interest rates across large businesses, as banks base their pricing on the characteristics of the individual
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/lending.html