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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Financial System Stability

21 Aug 2002 RBA Annual Report – 2002
household finances, particularly for heavily geared borrowers who entered the property market in the latter part of the upswing. ... In the case of owner-occupied housing debt, the equity which most borrowers have built up in their properties acts as a
https://www.rba.gov.au/publications/annual-reports/rba/2002/fin-sys-stability.html

Risk Management

21 Oct 2021 RBA Annual Report – 2021
The lending is either fully collateralised or the borrower has government support.
https://www.rba.gov.au/publications/annual-reports/rba/2021/risk-management.html

Main Public Statements

26 Jun 2023 RBA Annual Report – 1976
on certain individual loans to an extent which would remove all or part of the concessions they had extended to some housing borrowers in September/October 1973.
https://www.rba.gov.au/publications/annual-reports/rba/1976/main-public-statements.html

Governor's Foreword

12 Sep 2014 RBA Annual Report – 2014
As intermediaries have faced easier conditions in wholesale funding and securitisation markets, competition to lend has increased and interest rates faced by savers and borrowers have declined slightly relative to the ... Credit spreads are approaching
https://www.rba.gov.au/publications/annual-reports/rba/2014/gov-foreword.html

Operations in Financial Markets

21 Oct 2021 RBA Annual Report – 2021
Any gold lending by the Reserve Bank has the benefit of a government guarantee on the borrower's payment obligations to the Bank or is structured as a gold swap, such
https://www.rba.gov.au/publications/annual-reports/rba/2021/operations-in-financial-markets.html

Economic Survey

9 Mar 2023 RBA Annual Report – 1960
local and semi-governmental borrowers, thus increasing their approved borrowing to £104 million. ... A range of institutions participates with banks in the general task of collecting funds from lenders and distributing funds to borrowers.
https://www.rba.gov.au/publications/annual-reports/rba/1960/economic-survey.html

Submission on Data Sharing and Release Legislation – August 2018 | Data Sharing | Submissions

1 Aug 2018 Submissions
There are strict contractual provisions surrounding these data to ensure borrowers in the database cannot be identified.
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/

Surveillance of the Financial System

3 Aug 1999 RBA Annual Report – 1999
During the early stages of the crisis there were concerns that Australian banks could be adversely affected, either through their direct exposures to borrowers in Asia or through their exposures to ... If this were to happen, borrowers and financial
https://www.rba.gov.au/publications/annual-reports/rba/1999/surveillance.html

Reserve Bank of Australia Annual Report 2021 - Risk Management

21 Oct 2021 RBA Annual Report 2021 PDF 385KB
https://www.rba.gov.au/publications/annual-reports/rba/2021/pdf/risk-management.pdf

International Financial Cooperation

9 Aug 2023 RBA Annual Report - 2022 PDF 555KB
https://www.rba.gov.au/publications/annual-reports/rba/2022/pdf/international-financial-cooperation.pdf