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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Submission to the Inquiry into Access of Small Business to Finance

26 Mar 2010 Submissions PDF 455KB
Access of Small Business to Finance
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/pdf/inquiry-access-of-small-business-to-finance-2010.pdf

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf

List of tables | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Table 4.3: Australian-owned Banks' Foreign Claims. Consolidated global operations, immediate borrower basis, end September 2013.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/tables.html

Financial System Surveillance | Reserve Bank of Australia Annual Report - 1990

30 Jun 1990 Annual Report
Some institutions also appear to have failed to monitor adequately their borrowers' financial positions. ... In many instances the credit risk associated with a borrower increased after funds were advanced because of changes in ownership or in the
https://www.rba.gov.au/publications/annual-reports/rba/1990/fin-sys-sur.html

Financial Developments in Australia

26 Jun 2023 RBA Annual Report – 1976
The greater part of transfers of funds between lenders and borrowers usually occurs through financial intermediaries. ... The reduction in interest rates did not fully reflect through the range of rates charged to borrowers.
https://www.rba.gov.au/publications/annual-reports/rba/1976/fin-dev-australia.html

Financial Markets and the Bank's Operations | Reserve Bank of Australia Annual Report - 1991

30 Jun 1991 Annual Report
borrowers) although the net effect of this necessary reassessment on banks' income appears to have been minimal. ... This market is used by private borrowers with strong credit ratings who are able to bypass intermediaries and raise short-term funds in
https://www.rba.gov.au/publications/annual-reports/rba/1991/fin-market.html

International Financial Cooperation

27 Oct 2022 RBA Annual Report – October 2022
lent. Since then, IMF lending has transitioned to longer term programs that are conditional on economic reforms being undertaken by the borrower and precautionary arrangements that can be called upon when
https://www.rba.gov.au/publications/annual-reports/rba/2022/international-financial-cooperation.html

Financial Markets | Reserve Bank of Australia Annual Report - 1993

30 Jun 1993 Annual Report
year, to 9.5 per cent, most major lenders offered much lower interest rates to new borrowers for the first 6 or 12 months of their loans. ... Loans outstanding for housing rose by 19 per cent. With borrowers taking advantage of special offers, the
https://www.rba.gov.au/publications/annual-reports/rba/1993/fin-markets.html

The Australian Economy

24 Jul 2023 RBA Annual Report – 1975
Subsequently, borrowers typically lengthened their maximum term from 7/10 years to 15 years. ... However, borrowers were having more difficulty in filling issues and investor preference was again mainly for the shorter maturities.
https://www.rba.gov.au/publications/annual-reports/rba/1975/australian-economy.html

The Focus of Policy | Reserve Bank of Australia Annual Report - 1992

30 Jun 1992 Annual Report
In any recession, some borrowers – and particularly those dependent on continually growing incomes and cash flows – will have difficulty servicing their debts. ... The latter would set back the capacity of the financial system to respond to the vital
https://www.rba.gov.au/publications/annual-reports/rba/1992/focus-policy.html