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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Reserve Bank of Australia Annual Report 2014 - Governor’s Foreword

22 Sep 2014 RBA Annual Report 2014 PDF 69KB
https://www.rba.gov.au/publications/annual-reports/rba/2014/pdf/gov-foreword.pdf

Financial Markets in 1978/79

20 Jun 2023 RBA Annual Report – 1979
Corporate industrial borrowers met resistance around mid year to their demand for long-term funds. ... The value of finance approvals for housing expanded strongly in 1978/79 but, reflecting borrowers' preferences, a reduced proportion went to new
https://www.rba.gov.au/publications/annual-reports/rba/1979/fin-markets.html

The Year in Review

9 Mar 2023 RBA Annual Report – 1988
Savings banks experienced large deposit inflows and, with their investment opportunities largely restricted to property-based loans, the supply of funds available to meet heavy borrower demand rose sharply.
https://www.rba.gov.au/publications/annual-reports/rba/1988/year-review.html

Monetary Policy

9 Mar 2023 RBA Annual Report – 1963
The trading banks are in general free within the maximum overdraft rate to adjust rates for individual borrowers and classes of borrowers. ... In particular, although the preferred treatment accorded to various classes of rural and other borrowers was
https://www.rba.gov.au/publications/annual-reports/rba/1963/monetary-policy.html

Submission to the Financial System Inquiry March 2014

10 Nov 2017 Submissions PDF 3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf

Reserve Bank of Australia Annual Report 2023

16 Oct 2023 RBA Annual Report - 2023 PDF 801KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/operations-in-financial-markets.pdf

Financial Developments in Australia

26 Jun 2023 RBA Annual Report – 1976
The greater part of transfers of funds between lenders and borrowers usually occurs through financial intermediaries. ... The reduction in interest rates did not fully reflect through the range of rates charged to borrowers.
https://www.rba.gov.au/publications/annual-reports/rba/1976/fin-dev-australia.html

Financial System Surveillance | Reserve Bank of Australia Annual Report - 1990

30 Jun 1990 Annual Report
Some institutions also appear to have failed to monitor adequately their borrowers' financial positions. ... In many instances the credit risk associated with a borrower increased after funds were advanced because of changes in ownership or in the
https://www.rba.gov.au/publications/annual-reports/rba/1990/fin-sys-sur.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit

8 May 2024 Submissions
to assume that banks’ risk models expect lower loss rates for some account holders and higher rates for others, for example borrowers who have tended to be revolvers. ... build up significant balances, while in the case of other individuals, banks may
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html

Submission to the Inquiry into Access of Small Business to Finance

26 Mar 2010 Submissions PDF 455KB
Access of Small Business to Finance
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/pdf/inquiry-access-of-small-business-to-finance-2010.pdf