Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
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905KB
borrower defaults. As a consequence, some credit card debt may be written-off directly to an issuing. ... for some account holders and higher rates for others, for example borrowers who have tended to be.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Submission on Data Sharing and Release Legislation
18 Oct 2018
Submissions
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207KB
There are strict contractual provisions surrounding these data to ensure borrowers in the database cannot be identified. The Issues Paper suggests that existing contractual obligations will continue to apply
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/pdf/data-sharing-and-release-legislation_2018-08.pdf
Submission to the Inquiry into Home Ownership - June 2015
15 Jul 2015
Submissions
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4844KB
Submission to the Inquiry into Home Ownership
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/pdf/inquiry-into-home-ownership.pdf
Senate Economics References Committee Inquiry into Competition within the Australian Banking Sector
6 Dec 2010
Submissions
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261KB
Inquiry into Competition within the Australian Banking Sector
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/pdf/inquiry-competition-within-australian-banking-sector-2010.pdf
Background Notes for Opening Remarks to Senate Select Committee on Housing Affordability in Australia, Melbourne, 24 April 2008
24 Apr 2008
Submissions
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149KB
Inquiry into Housing Affordability in Australia
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/pdf/housing-affordability-in-australia.pdf
Competition in the Australian Financial System - March 2018
21 Mar 2018
Submissions
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503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf
Banking Industry.indd
7 Jun 2004
Submissions
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522KB
There was widespread acceptance in the community that bank credit was diffi cult to come by, for all but the safest borrowers. ... ii) banks’ interest margins have declined - i.e. the full extent of the increase in deposit rates has not been passed on
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf
Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
With interest rate controls in place, bank loans were rationed and available only to the most creditworthy of borrowers. ... There has been considerable debate as to whether these and other expected benefits of financial deregulation have been realised,
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html
HANDOUT PREPARED FOR STANDING COMMITTEE ON ECONOMICS 22 SEPTEMBER 2016
21 Sep 2016
Submissions
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386KB
Changes in discounts only affect new borrowers (and not the existing stock of mortgages).
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/pdf/handout-standing-committee-on-economics-2016-09-22.pdf
Notes on Bank Fees in Australia 17 May 2000
25 Feb 2001
Submissions
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34KB
revenue from fees on business loans has increased in line with underlying volumesfor large borrowers, but significantly less quickly for small borrowers – ie forsmall business borrowers, fees per loan outstanding are ... This isparticularly the case
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/pdf/notes-on-bank-fees-in-australia.pdf