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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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5.2 Focus Topic: An Update on Fixed-rate Borrowers

9 Oct 2023 FSR - October 2023 PDF 482KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/06-focus-topic-an-update-on-fixed-rate-borrowers.pdf

Overview

21 Nov 2022 FSR - April 2022 PDF 70KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/00-overview.pdf

Financial Stability Review - March 2024

26 Mar 2024 FSR - March 2024 PDF 2619KB
https://www.rba.gov.au/publications/fsr/2024/mar/pdf/financial-stability-review-2024-03.pdf

Domestic Regulatory Developments

8 Apr 2021 FSR – April 2021
A key focus of the CFR in the latter part of 2020 was the expiry of the majority of those deferrals in September and October, and borrowers' transition to normal loan ... As noted in ‘Chapter 2: Household and Business Finances in Australia’, lenders
https://www.rba.gov.au/publications/fsr/2021/apr/regulatory-developments.html

The Global Financial Environment

8 Oct 2021 FSR – October 2021
In Canada, authorities tightened serviceability assessments in June, by increasing the interest rate floor at which new borrowers are assessed. ... This followed an increase in high loan-to-income (LTI) borrowing, including from some borrowers with high
https://www.rba.gov.au/publications/fsr/2021/oct/global-financial-environment.html

Financial Stability Assessment

5 Oct 2023 FSR - October 2023 PDF 160KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/00-overview.pdf

Box C: Non-conforming Housing Loans

21 Mar 2005 FSR - March 2005 PDF 52KB
https://www.rba.gov.au/publications/fsr/2005/mar/pdf/box-c.pdf

4 October 2022 | Minutes of the Monetary Policy Meeting of the Board

18 Oct 2022 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 4 October 2022
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2022/2022-10-04.html

Box B: Recent Trends in Personal Credit

10 Apr 2018 FSR – April 2018
The changes in the use of personal credit and in borrower type confound the usefulness of personal credit indicators as measures of overall household financial health. ... Under consumer credit laws, banks (and other lenders) are obliged to consider
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html

The Global and Macro-financial Environment

6 Oct 2023 FSR – October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html