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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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At a Glance: Financial Stability Review – April 2021

9 Apr 2021 FSR
If incomes remain below pre-pandemic levels, as government support is wound back, it increases the likelihood that some borrowers exhaust their financial buffers and ultimately default. ... This could push asset prices above their fundamental values
https://www.rba.gov.au/publications/fsr/2021/apr/

7 November 2023 | Minutes of the Monetary Policy Meeting of the Board

21 Nov 2023 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 November 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-11-07.html

3 October 2023 | Minutes of the Monetary Policy Meeting of the Board

17 Oct 2023 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 3 October 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-10-03.html

The Global Financial Environment

9 Oct 2020 FSR – October 2020
Banks in many jurisdictions have offered repayment deferrals to borrowers affected by the COVID-19 pandemic. ... Uncertainty around the outlook for credit quality may cause banks to restrict lending, particularly to new and more risky borrowers.
https://www.rba.gov.au/publications/fsr/2020/oct/global-financial-environment.html

The Global and Macro-financial Environment

22 Mar 2024 FSR – March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html

Financial Stability Assessment

22 Mar 2024 FSR – March 2024
Financial Stability Assessment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/financial-stability-assessment.html

List of tables

10 Mar 2006 FSR – March 2006
b) ABS analysis of the 1998/99 Household Expenditure Survey suggests that the relatively high reading for the low income group is likely to partly reflect borrowers with access to considerable
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html

At a Glance: Financial Stability Review – October 2020

9 Oct 2020 FSR
However, with economies experiencing large contractions in output the focus has shifted from liquidity to the solvency of borrowers as the expected defaults will result in credit losses for lenders.
https://www.rba.gov.au/publications/fsr/2020/oct/

5 April 2022 | Minutes of the Monetary Policy Meeting of the Board

19 Apr 2022 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 April 2022
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2022/2022-04-05.html

Resilience of the Australian Financial System

22 Mar 2024 FSR – March 2024
Resilience of the Australian Financial System | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-the-australian-financial-system.html