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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Domestic Financial Conditions

4 Aug 2023 SMP – August 2023
Domestic Financial Conditions | Statement on Monetary Policy – August 2023
https://www.rba.gov.au/publications/smp/2023/aug/domestic-financial-conditions.html

Resilience of Australian Households and Businesses

22 Mar 2024 FSR – March 2024
Resilience of Australian Households and Businesses | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-australian-households-and-businesses.html

Monetary Policy in Australia: Complementarities and Trade-offs

24 Oct 2023 Speech
Michele Bullock
Speech delivered by Michele Bullock, Governor, 2023 Commonwealth Bank Global Markets Conference, Sydney
https://www.rba.gov.au/speeches/2023/sp-gov-2023-10-24.html

3.3 Risk Management

19 Oct 2023 RBA Annual Report – October 2023
Risk Management | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/risk-management.html

List of tables

10 Aug 2006 SMP – August 2006
Actual rate paid by new borrowers. 7.50. 6.95. 7.20. (a). (a) Assuming full pass-through of the August tightening.
https://www.rba.gov.au/publications/smp/2006/aug/tables.html

Box C: Do Borrowers with Older Mortgages Pay Higher Interest Rates?

6 Feb 2020 SMP – February 2020
https://www.rba.gov.au/publications/smp/2020/feb/box-c-do-borrowers-with-older-mortgages-pay-higher-interest-rates.html

Banks' Funding Costs and Lending Rates| Explainer | Education

23 Jun 2023
This series provides short, concise explanations for various economics topics.
https://www.rba.gov.au/education/resources/explainers/banks-funding-costs-and-lending-rates.html

Channels of Transmission

11 Oct 2023 Speech
Christopher Kent
Speech delivered by Christopher Kent, Assistant Governor (Financial Markets), to Bloomberg, Sydney
https://www.rba.gov.au/speeches/2023/sp-ag-2023-10-11.html

Australian Securitisation Markets: Responding to Change

21 Nov 2023 Speech
Carl Schwartz
Speech delivered by Carl Schwartz, Acting Head of Domestic Markets, Australian Securitisation Conference 2023, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-11-21.html

At a Glance: Financial Stability Review – April 2023

6 Apr 2023 FSR
A small cohort of borrowers with low savings, high levels of debt and low incomes are most at risk of facing difficulties in servicing their debts.
https://www.rba.gov.au/publications/fsr/2023/apr/