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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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List of graphs

10 May 2014 SMP – May 2014
Graph 4.18: Business Credit by Borrower.
https://www.rba.gov.au/publications/smp/2014/may/graphs.html

Domestic Financial Markets and Conditions

7 Feb 2006 SMP – February 2006
Graph 50. Underpinning the market's sanguine view on corporate credit risk are the generally good prospects for these borrowers; globally in 2005, only around 2 per cent of issuers that ... Two-thirds of this growth was due to growth in the average loan
https://www.rba.gov.au/publications/smp/2006/feb/dom-fin-mkts.html

Introduction

10 Feb 2009 SMP – February 2009
Since the start of the current monetary easing cycle in September, substantial cuts in interest rates have been passed on to household and business borrowers. ... Substantial pass-through of these reductions to most borrowers over recent months has also
https://www.rba.gov.au/publications/smp/2009/feb/intro.html

Domestic Financial Conditions

6 May 2021 SMP – May 2021
Outstanding variable rates have continued to drift lower since then as new and refinancing borrowers have obtained lower rates. ... Repayment deferral arrangements for small business borrowers concluded at the end of March.
https://www.rba.gov.au/publications/smp/2021/may/domestic-financial-conditions.html

Overview

27 Nov 2018 SMP – November 2018
Despite these increases, lending rates are relatively low and competition by lenders for high-quality mortgage borrowers remains vigorous.
https://www.rba.gov.au/publications/smp/2018/nov/overview.html

Box D: Recent Trends in Short Selling

10 Aug 2011 SMP – August 2011
Naked short selling is where the borrower has not yet arranged to borrow the underlying security.
https://www.rba.gov.au/publications/smp/2011/aug/box-d.html

Introduction

10 Aug 2006 SMP – August 2006
This has had the effect of limiting the rise in interest rates paid by borrowers over the past couple of years. ... housing and business borrowers are still a little below average, and will remain so even after allowing for the expected pass-through of
https://www.rba.gov.au/publications/smp/2006/aug/intro.html

Introduction

10 Nov 2008 SMP – November 2008
While this had previously been mainly apparent in increased funding costs, which were typically passed on to borrowers in the form of higher lending rates, the renewed turmoil saw this develop ... sound borrowers in the non-financial sector.
https://www.rba.gov.au/publications/smp/2008/nov/intro.html

Overview

15 May 2017 SMP – May 2017
to borrowers' circumstances.
https://www.rba.gov.au/publications/smp/2017/may/overview.html

Introduction

10 Nov 2007 SMP – November 2007
This increase in funding costs for banks has been passed on to business borrowers and riskier housing loans, but at the time of writing, no major institution had changed its benchmark ... Some of the recent pick-up could reflect borrowers turning to
https://www.rba.gov.au/publications/smp/2007/nov/intro.html