Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Domestic Financial Conditions
10 Feb 2023
SMP
– February 2023
Very few borrowers pay the reference rate, however, and instead are offered products at a discount relative to these reference rates. ... Graph 3.24. Borrowers continued to make payments into their offset and redraw accounts in the December quarter.
https://www.rba.gov.au/publications/smp/2023/feb/domestic-financial-conditions.html
Domestic Economic Conditions
4 Aug 2023
SMP
– August 2023
Domestic Economic Conditions | Statement on Monetary Policy – August 2023
https://www.rba.gov.au/publications/smp/2023/aug/domestic-economic-conditions.html
Box B: An International Comparison of Pass-through of Policy Rate Changes to Housing Loan Rates
10 Feb 2009
SMP
– February 2009
In contrast, in the United States, about three-quarters of outstanding housing loans are at long-term fixed rates (typically 30 years), with borrowers generally having the option to refinance their
https://www.rba.gov.au/publications/smp/2009/feb/box-b.html
Domestic Financial Conditions
5 Nov 2020
SMP
– November 2020
Several of these deals were ‘non-conforming’ RMBS, consisting of mortgages made to traditionally riskier borrowers. ... The proposed changes to responsible lending obligations would, in most cases, allow lenders to rely on the information provided by
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html
List of graphs
10 Nov 2010
SMP
– November 2010
Graph 47: Business Credit by Type of Borrower.
https://www.rba.gov.au/publications/smp/2010/nov/graphs.html
Overview
10 Aug 2018
SMP
– August 2018
Lenders continue to compete strongly for low-risk borrowers. Although a few lenders have increased advertised mortgage rates recently, citing the increase in money market rates, others have announced rate reductions
https://www.rba.gov.au/publications/smp/2018/aug/overview.html
Overview
6 May 2022
SMP
– May 2022
Fixed borrowing rates have increased broadly in line with bond yields and other market interest rates; however, overall, interest rates remain low for most borrowers in Australia and in other advanced
https://www.rba.gov.au/publications/smp/2022/may/overview.html
Introduction
10 May 2008
SMP
– May 2008
Australian financial intermediaries have experienced increases in funding costs, which have been passed on to borrowers. ... Some tightening in credit standards for more risky borrowers has also occurred.
https://www.rba.gov.au/publications/smp/2008/may/intro.html
Domestic Financial Conditions
4 Feb 2021
SMP
– February 2021
Outstanding variable rates have continued to drift down since then, reflecting ongoing competition for new high-quality borrowers and the associated effect of the elevated level of borrower refinancing. ... bonuses and commissions) when assessing a
https://www.rba.gov.au/publications/smp/2021/feb/domestic-financial-conditions.html
Domestic Financial Conditions
7 Aug 2020
SMP
– August 2020
To date, the tightening in supply mostly reflects a greater degree of verification of borrowers' information rather than a tightening in lending criteria. ... As of June, 12 per cent of borrowers had been granted loan payment deferrals.
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html