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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Overview

6 Apr 2023 FSR – April 2023
Overview | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/overview.html

Box B: Interest-only Mortgage Lending

21 Apr 2017 FSR – April 2017
Both investors and owner-occupier borrowers make extensive use of IO lending for a range of reasons. ... These practices determine the maximum loan size that a borrower could sustainably repay out of their income.
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html

Overview

7 Oct 2022 FSR – October 2022
This reduces financial stability risks in instances where borrowers encounter debt-servicing difficulties. ... A small group of borrowers in Australia are particularly vulnerable to repayment difficulties due to rising interest rates and cost-of-living
https://www.rba.gov.au/publications/fsr/2022/oct/overview.html

The Global and Macro-financial Environment

6 Oct 2023 FSR – October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html

Overview

8 Apr 2021 FSR – April 2021
Fiscal support has sustained economic activity and improved the finances of borrowers, and so loan performance, and central banks have eased monetary policy and maintained market liquidity in key debt markets. ... Even if lenders do not weaken their own
https://www.rba.gov.au/publications/fsr/2021/apr/overview.html

List of tables

10 Mar 2013 FSR – March 2013
Consolidated global operations, immediate borrower basis, per cent. Share of consolidated assets.
https://www.rba.gov.au/publications/fsr/2013/mar/tables.html

Financial Stability Assessment

6 Oct 2023 FSR – October 2023
Financial Stability Assessment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/overview.html

The Global Financial Environment

6 Apr 2023 FSR – April 2023
The Global Financial Environment | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/global-financial-environment.html

The Australian Financial System

6 Apr 2023 FSR – April 2023
The Australian Financial System | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/australian-financial-system.html

Box D: Non-bank Lending for Property

12 Apr 2019 FSR – April 2019
Non-bank lenders perform similar functions to banks and lend to a wide range of borrowers. ... Banks have instead tightened lending standards since 2015, although there continues to be strong competition for the highest quality borrowers.
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html